Sɛ wunya kar akwanhyia a, dɛn na ɛsɛ sɛ woyɛ? (Car Accident Aftermath) Momma yɛnhwɛ eyi!

Ɛmfa ho sɛnea yɛn nyinaa hwɛ yiye bere a yɛwɔ kwan so no, ɛtɔ mmere bi a akwanhyia betumi asi a yensusuw ho mpo, ɛnte saa? Ɛmfa ho sɛnea ɛsõ anaa ketewa no, kar a ɛbɛbɔ kar foforo no nyɛ biribi a obiara ani gye ho da. Nanso, ɛho hia paa sɛ wuhu nea ɛsɛ sɛ woyɛ sɛ biribi a ɛte saa si a, a wommɔ hu. Efisɛ gyinaesi ahorow a wusi saa bere no betumi anya wo ahobammɔ, afoforo ahobammɔ, ne mmara mu nsɛm biara a ebetumi asɔre akyiri yi so nkɛntɛnso kɛse. Enti, ɛnnɛ yɛbɛka sɛnea ɛsɛ sɛ woyɛ w’ade ne nea ɛsɛ sɛ woyɛ sɛ biribi te sɛ kar akwanhyia si a.

Sɛ akwanhyia bi asi a, dɛn na ɛsɛ sɛ woyɛ ntɛm ara?

Fa no sɛ woreka kar na mpofirim ara wuhyia akwanhyia. Ɛyɛ ade a ɛfata sɛ wobɛte dadwen ne dadwen nka saa bere no. Nanso wɔ saa dadwen no mu mpo no, nneɛma kakraa bi wɔ hɔ a ɛsɛ sɛ wudi kan yɛ. Sɛ woyɛ saa nneɛma yi yiye a, wubetumi atew ɔhaw kɛse mpo so kakra.

• Nea edi kan no, bɔ mmɔden sɛ wobɛma wo bo adwo: Yiw, minim sɛ ɛnyɛ mmerɛw. Nanso, home mprenu anaa abiɛsa na kan no nkakrankakra kosi du. Sɛ wo bo dwo nkutoo a wubetumi asusuw nneɛma ho yiye. Sɛ wobɔ hu a, wubedi mfomso pii.

• Hwɛ sɛ woapirapira anaa: Afei, hwɛ sɛ wo ho apirapira anaa. Hwɛ sɛ wɔn a wɔka wo ho wɔ kar no mu, wɔn a wɔka kar afoforo, ne obiara a ɔbɛn hɔ no apirapira anaa. Ɛtɔ mmere bi a, ebia opira nketenkete mpo bɛkɔ so a wɔrenhu wɔ anigye a ɛwɔ hɔ saa bere no mu.

• Frɛ 1990 (Sri Lanka ambulance adwumayɛbea a ɛhwɛ ntɛmpɛ so) ntɛm ara: Eyi ne bere a ɛsɛ sɛ woyɛ ho biribi ntɛm. Wɔ tebea horow a edidi so yi mu no, akyinnye biara nni ho sɛ ɛsɛ sɛ wofrɛ 1990 :
• Sɛ obi pira (sɛ ɛyɛ opira ketewaa mpo a, ɛyɛ papa sɛ wobɛhwehwɛ aduruyɛfoɔ afotuo).
• Sɛ kar no `(Airbags)` no ayɛ inflated a. `(Airbags)` ayɛ deployed taa kyerɛ sɛ na nhyiam no mu yɛ den kakra.
• Sɛ wo kar no asɛe dodo sɛ wobɛka a.
• Sɛ wofrɛ 1990 a, nea ɔde nneɛma kɔma no no bebisa wo nsɛm kakraa bi. Sɛ nhwɛso no, baabi a wowɔ, sɛnea akwanhyia no sii, ne sɛ obi apira a. Bua nsɛmmisa yi pefee na fa brɛoo. Mfa telefon no nto hɔ kosi sɛ wɔbɛka akyerɛ wo sɛ tra nhama no so kosi sɛ mmoa bɛba. Di wɔn akwankyerɛ akyi.

Dɛn na ɛsɛ sɛ woyɛ akyi? (Sɛ asiane no sua na nneɛma a atwa ho ahyia no yɛ nea ahobammɔ wom a)

Okay, sɛ obiara nhia ayaresa a egye ntɛmpɛ, asiane no nyɛ kɛse saa, na wote nka sɛ nneɛma a atwa wo ho ahyia no yɛ nea ahobammɔ wom a, nneɛma kakraa bi wɔ hɔ a wubetumi ayɛ akyi. Nanso kae sɛ, w’ahobammɔ ne afoforo ahobammɔ di kan.

• Hwɛ sɛ wubetumi ayi kar no afi kwan so anaa:
• Sɛ akwanhyia bi si wɔ kwan no mfinimfini a, ɛde akwanside kɛse ba kar afoforo so na ɛma akwanhyia foforo a ebetumi aba no yɛ kɛse. Enti, sɛ ɛbɛyɛ yiye a, fa ahwɛyiye twe wo kar no kɔ ɔkwan no nkyɛn anaa kɔ baabi a ɛbɛn hɔ a wɔde kar sisi. Nanso, mfi baabi a akwanhyia no sii no esiane biribiara nti.Ɛno nso tia mmara.
• Nanso biribi a ɛho hia paa ni. Tebea horow bi wɔ hɔ a ɛnsɛ sɛ wode kar no tu. Nhwɛsoɔ:
• Sɛ obi pira kɛse anaasɛ ɔda kar no mu a.
• Sɛ kar bi wɔ kwan so a ɛma ɛyɛ hu dodo sɛ wobɛka kar no a.
• Sɛ ɛba saa a, gyaw kar no wɔ baabi a ɛwɔ na twɛn ma mmoa mma.

• Fa akanea a ɛde asiane ba no to hɔ:
• Dane wo kar no akanea a ɛde asiane ba no. Eyi bɛbɔ karkafo afoforo kɔkɔ sɛ asiane bi wɔ hɔ.
• Sɛ wowɔ kɔkɔbɔ ahinanan anaasɛ ogyaframa a egye ntɛmpɛ a, fa to kar no akyi kakra, baabi a afoforo betumi ahu. Eyi bɛboa wɔn ma wɔadi kan ahu asiane no.
• Afei, fi kar no mu yiye sɛnea wubetumi na gyina akyirikyiri fi ɔkwan no ho (wɔ ɔkwan no nkyɛn) sɛnea wubetumi, wɔ baabi a ahobammɔ wɔ. Sɛ wowɔ ɔkwan no nkyɛn mpo a, hwɛ baabi a kar no rekɔ.
• Fa no sɛ, sɛ wuntumi mfi wo kar mu, anaasɛ wote nka sɛ ɛnyɛ nea asiane biara nni ho sɛ wubefi mu (sɛ nhwɛso no, wɔ ɔkwan kɛse bi so) a, tra kar no mu a wode wo ahobammɔ bɛlt abɔ. Dan wo asiane akanea, frɛ 1990, na twɛn mmoa.

• Fa akwanhyia no ho amanneɛ kyerɛ polisifo:
• Akyinnye biara nni ho sɛ eyi yɛ biribi a ɛsɛ sɛ wɔyɛ. Sɛ obi pira, anaasɛ sɛ kar no sɛe kɛse a, sɛ wofrɛ 1990 a, `dispatcher` (telephone operator) no nso taa bɔ polisifo amanneɛ. Afei polisifoɔ bɛba abɛma `amanneɛbɔ` afa akwanhyia no ho.
• Nanso, sɛ akwanhyia no sua na obiara mpira a, ɛtɔ mmere bi a polisifo no mpo remma. Nanso, ɛda so ara yɛ adwene pa sɛ wobɛfrɛ polisifo na wode akwanhyia no ho amanneɛbɔ akɔma.
• Sɛ polisifoɔ no amma baabi a akwanhyia no siiɛ a, ɛsɛ sɛ wo ne ofirikafoɔ foforɔ no sesa nsɛm, afei kɔ polisifoɔ adwumayɛbea a ɛbɛn wo no na wode `polisifoɔ amanneɛbɔ` fa akwanhyia no ho kɔma. Sɛ wowɔ `kyerɛwtohɔ` wɔ saa `amanneɛbɔ` yi mu a, ɛbɛboa wo pii akyiri yi bere a wo ne `insurance nnwumakuw` redi anaasɛ sɛ wowɔ mmara mu nsɛm foforo biara a.

• Fa nsɛm a ɛkɔ akyiri ma karkafo afoforo:
• Eyi nso ho hia paa. Bisa karkafo afoforo a wɔde wɔn ho hyɛɛ akwanhyia no mu no ma wɔmma wɔn nsɛm yi:
• Edin mũ no nyinaa
• Address a ɛwɔ hɔ daa
• Telefon nɔma
• Karkafo Tumi Krataa Nɔma
• Wɔn kar no din `Insurance Company`
• Ɛno ne `Insurance Policy` nɔma no.
• Kar Tumi Krataa Nnɔma (Nnɔma a Wɔde Kyerɛw Wɔn Din) .
• Sɛ ɛte sɛ nea nsɛm yi a wobɛkyerɛw ato hɔ no yɛ den a, mma ɛnhaw wo. Fa wo smartphone twa wɔn karka tumi krataa, insurance card, ne nea ɛkeka ho mfonini a emu da hɔ. Ɛyɛ mmerɛw kɛse na hokwan kakraa bi na ɛwɔ hɔ sɛ wubehu nsɛm no mu nsɛm no yiye.

• Yɛ nea esii no ho kyerɛwtohɔ:
• Kyerɛw sɛnea akwanhyia no sii ntɛm ara, sɛ ɛnyɛ ɛno akyi pɛɛ mpo a. Anaasɛ kyere gu kasɛt so sɛ nne nkyerɛwde anaa nsɛm a wɔakyerɛw wɔ wo fon so.
• Da ne bere a akwanhyia no sii.
• Wim tebea a na ɛwɔ hɔ saa da no (te sɛ ebia na osu retɔ, owia rebɔ, anaa sɛ ebia na ɔkwan no so ayɛ nsu).
• Beae a akwanhyia no sii (ɔkwan no pɛpɛɛpɛ, biribi te sɛ sɛnkyerɛnne bi a ɛbɛn hɔ).
• Wokae nea esii ansa na akwanhyia no reba ne sɛnea esii no dɛn?
• Sɛ ɛbɛyɛ yiye a, twa baabi a akwanhyia no sii no ho mfonini ahorow bi. Beae a ɔkwan no wɔ, baabi a kar ahorow no wɔ (titiriw sɛ ɛsɛ sɛ wuyi kar ahorow no ansa na polisifo aba a).
• Twa mfonini a ɛkyerɛ sɛnea wo kar ne kar afoforo asɛe no pefee. Sɛ ɛbɛyɛ yiye a, yɛ video.
• Sɛ akwanhyia no ho adansefo bi wɔ hɔ a, hwɛ sɛ wubetumi agye wɔn din ne wɔn ho nsɛm (te sɛ telefon nɔma) anaa. Ebia nea wɔka no ho hia akyiri yi.
• Nsɛm nketenkete biara a wobɛboaboa ano no bɛboa insurance nnwumakuw ma wɔasi akwanhyia no ho gyinae na wɔahu onii a ɔde asodi no bae. Enti yɛ eyi a wonyɛ ɔkwasea.

Hwɛ w’akwahosan so wɔ akwanhyia no akyi.

Sɛ akwanhyia bi si a, ɛtɔ da bi a yɛn ho dwiriw yɛn na yɛn ho dwiriw yɛn araa ma yenhu ɔhaw nketenkete biara wɔ yɛn nipadua mu. Nanso, sɛ wuhu saa sɛnkyerɛnne ahorow yi nna kakraa bi, anaasɛ dapɛn biako anaa abien mpo wɔ akwanhyia no akyi a, ɛho hia sɛ wuhu oduruyɛfo na wokɔhwɛ .

• Nipadua mu yaw, titiriw kɔn ne akyi yaw (ebia esiane tebea horow te sɛ mpire a wɔbɔ nti).
• Tiyɛ, adwenemhaw.
• Nkwammoaa a ɛyɛ mmerɛw wɔ nipadua no akwaa mu.
• Koko mu yaw anaasɛ ɛyɛ den sɛ wobɛhome.

Apirakuru bi wɔ hɔ, sɛ nhwɛso no, `(Internal Injuries)`, a wontumi nhu mfi abɔnten nanso ebetumi aba mu. Afei nso, sɛ wobɔ wo ti a, wubetumi anya tebea bi a wɔfrɛ no `(Concussion)` (amemene no mu opira ketewaa bi). Ebia eyi ho sɛnkyerɛnne renna adi nna kakraa bi. Enti, mfa nyɛ hwee, ka sɛ ‘ɛyɛ biribi ketewaa bi kɛkɛ’. Ɛyɛ papa sɛ wobɛkɔ oduruyɛfo nkyɛn na sɛ ɛho hia a, wobɛyɛ nhwehwɛmu bi.

Dɛn na ɛsɛ sɛ yɛyɛ wɔ adwennwen a ɛba wɔ akwanhyia akyi no ho?

Kar akwanhyia mu a wubehyia no betumi ayɛ adwennwen kɛse, ɛnyɛ wo nipadua nko na mmom w’adwene nso. Sɛ́ ebia akwanhyia no yɛ ketewaa anaa kɛse no, ebia wubehyia nea edidi so yi:

• Ehu ne dadwen a wɔte nka bere nyinaa.
• Akwanhyia no ho a wobɛdwene mpɛn pii, adae bɔne a wobɛda.
• Ɛyɛ den sɛ wobɛda (dae a wontumi nna).
• Sɛ́ wuntumi mfa w’adwene nsi nneɛma so te sɛ kan no.
• Ɛtɔ da bi a, ehu a ɛfa karka anaa mpo akwantuo wɔ kar mu (`driving phobia` anaa `travel anxiety`) betumi aba.

Ɛyɛ ade a ɛfata koraa sɛ wubenya saa nkate ahorow yi.Nea edi kan te ase sɛ ɛnyɛ wo nkutoo na wowɔ hɔ. Nneɛma a eye sen biara a wubetumi ayɛ wɔ bere te sɛ eyi mu ne:

• Ka wo nkate ho asɛm: Wo ne w’adamfo, w’abusua muni, anaa ɔpanyin bi a wowɔ ne mu ahotoso te sɛ ɔkyerɛkyerɛfo nka wo nkate ho asɛm. Sɛ wo ne obi bɛka wo nkate ho asɛm a, ebetumi ama woanya ahotɔ kɛse.
• Nya adwumayɛfo mmoa: Ɛtɔ mmere bi a, nnamfo a wo ne wo bɛkasa no nnɔɔso. Sɛ ɛba saa a, mfasoɔ wɔ so paa sɛ wo ne `ɔfotufoɔ` (adwene mu ɔfotufoɔ) anaa `adwene mu ɔyaresafoɔ` bɛkasa. Wobetumi aboa wo ma woadi saa tebea yi so.
• Fa karka ho adesua a wode bɔ wo ho ban: Ebia nnipa binom rennya ahotoso kɛse sɛ wɔbɛsan aka kar bio wɔ akwanhyia akyi. Wɔ nnipa a wɔte saa fam no, sɛ wɔyɛ `defensive driving course` mfe kakraa biara a, ebetumi aboa ma wɔayɛ wɔn karka ho nimdeɛ foforo na wɔasan anya ahotoso a wɔahwere. Ɛnyɛ sɛ eyi bɛma wo karka atu mpɔn nko, na mmom ebetumi ayɛ akatua ketewaa bi nso ama wo kar `s `insurance`.

So yɛbɛkae yɛn ho nea yɛkaa ho asɛm no? (Nkrasɛm a Wɔde Kɔ Fie)

Okay, enti momma yɛnkae yɛn ho nsɛntitiriw a ɛho hia sen biara a yɛaka ho asɛm no, ɛnte saa? Efisɛ sɛ saa nneɛma yi wɔ w’adwenem a, ɛbɛyɛ mmerɛw ama wo sɛ wobɛyɛ ade a sɛ akwanhyia bi si a woremmɔ hu.

• Ma wo ho dwo, home: Mma wo ho nnpopo wɔ akwanhyia akyi, home yiye na ma w’adwene dwo. Ɛbɛboa wo ma woasusuw nneɛma ho yiye.
• Ahobammɔ di kan: Di kan susuw w’ahobammɔ ne afoforo ahobammɔ ho. Sɛ woapira a, frɛ 1990 ntɛm ara.
• Yi kar no dwoodwoo (sɛ ɛbɛyɛ yiye a): Sɛ ɛbɛyɛ yiye a, yi kar no fi kwan so na amma woansɛe kar no bio anaasɛ worensɛe kar no. Sɛ ɛnte saa a, gyaw hɔ dwoodwoo na frɛ mmoa. Mfi baabi a akwanhyia no sii no da.
• Kyerɛw nsɛm a ɛkɔ akyiri, twa mfonini: Ofirikafo foforo no ho nsɛm, sɛnea akwanhyia no sii, mfonini ahorow a ɛkyerɛ sɛnea kar ahorow no asɛe – eyi nyinaa ho hia yiye akyiri yi.
• Hwɛ hu sɛ wobɛbɔ polisifo amanneɛ: Sɛ ɛyɛ akwanhyia ketewaa mpo a, polisifo amanneɛbɔ a wubenya no ho hia yiye wɔ mmara mu atirimpɔw ahorow ne insurance atirimpɔw ahorow mu.
• Ma w’ani nna hɔ wɔ w’akwahosan ho: Mmu w’ani ngu yare anaa ɛyaw ketewaa biara a ɛbɛda adi wɔ akwanhyia no akyi nna kakraa bi mpo so. Hwɛ hu sɛ wobɛkɔ oduruyɛfo nkyɛn.
• Adwene mu akwahosan nso ho hia: Sɛ wote adwennwen, ehu, anaa dadwen nka wɔ akwanhyia bi akyi a, mma wofɛre sɛ wobɛka ho asɛm na sɛ ɛho hia a, wobɛhwehwɛ mmoa afi animdefo hɔ.

Yɛn nyinaa wɔ anidaso sɛ nneɛma a asiane wom nto obiara da. Nanso, sɛ yehu nneɛma a ɛtete saa a, ɛbɛboa yɛn ma yɛakwati ɔhaw a ɛho nhia bere biara. Hwɛ yie obiara!

Kar akwanhyia, kar akwanhyia, akwanhyia akyi, ntɛmpɛ, mmoa a edi kan, kwan so ahobammɔ, insurance