ꯁꯉ꯭ꯒꯣꯝ ꯊꯀꯄꯥ ꯑꯁꯤ ꯇꯁꯦꯡꯅꯥ ꯍꯀꯆꯥꯡꯗꯥ ꯐꯕꯔꯥ? ꯃꯁꯤꯒꯤ ꯃꯇꯥꯡꯗꯥ ꯇꯁꯦꯡꯅꯥ ꯈꯉꯂꯁꯤ! (ꯁꯉ꯭ꯒꯣꯃꯒꯤ ꯍꯀꯁꯦꯂꯒꯤ ꯀꯥꯟꯅꯕꯥ)

ꯑꯩꯈꯣꯌꯅꯥ ꯁꯉ꯭ꯒꯣꯃꯒꯤ ꯒ꯭ꯂꯥꯁ ꯑꯃꯥ ꯈꯅꯕꯗꯥ ꯄꯥꯉ꯭ꯒꯜ ꯑꯃꯁꯨꯡ ꯍꯀꯁꯦꯂꯒꯤ ꯃꯔꯃꯗꯥ ꯈꯜꯂꯤ꯫ ꯑꯉꯥꯡ ꯑꯣꯏꯔꯤꯉꯩꯗꯒꯤ ꯑꯩꯈꯣꯌꯒꯤ ꯏꯃꯥꯁꯤꯡꯅꯥ ꯑꯩꯈꯣꯌꯗꯥ ꯁꯉ꯭ꯒꯣꯝ ꯊꯛꯅꯕꯥ ꯍꯥꯌꯗꯨꯅꯥ ꯂꯥꯛꯂꯤ, "ꯑꯣ ꯃꯆꯥ, ꯅꯍꯥꯛꯀꯤ ꯁꯔꯨꯁꯤꯡ ꯃꯄꯥꯉ꯭ꯒꯜ ꯀꯅꯈꯠꯍꯟꯅꯕꯥ ꯁꯉ꯭ꯒꯣꯝ ꯈꯔꯥ ꯊꯀꯄꯤꯌꯨ꯫" ꯑꯗꯨꯕꯨ ꯁꯉ꯭ꯒꯣꯝ ꯑꯁꯤ ꯇꯁꯦꯡꯅꯥ ꯑꯐꯕꯥ ꯑꯃꯗꯤ ꯃꯤꯄꯨꯝ ꯈꯨꯗꯤꯡꯃꯛꯀꯤꯗꯃꯛ ꯇꯉꯥꯏꯐꯗꯕꯥ ꯑꯣꯏꯕꯔꯥ? ꯃꯤꯑꯣꯏ ꯈꯔꯗꯤ ꯁꯉ꯭ꯒꯣꯝ ꯊꯀꯄꯥ ꯃꯇꯃꯗꯥ ꯁ꯭ꯇꯣꯃꯥꯛ ꯄ꯭ꯔꯣꯕ꯭ꯂꯦꯝ ꯂꯩ꯫ ꯑꯇꯣꯞꯄꯁꯤꯡꯅꯥ ꯍꯥꯌ ꯃꯗꯨꯗꯤ ꯃꯈꯣꯌꯅꯥ ꯁꯉ꯭ꯒꯣꯝ ꯊꯀꯄꯥ ꯃꯇꯃꯗꯥ ꯍꯦꯟꯅꯥ ꯆꯥꯎꯈꯠꯂꯀꯏ꯫ ꯑꯗꯨꯅꯥ ꯉꯁꯤꯗꯤ ꯁꯉ꯭ꯒꯣꯃꯒꯤ ꯃꯇꯥꯡꯗꯥ ꯈꯉꯒꯗꯕꯥ ꯄꯨꯝꯅꯃꯛ, ꯍꯥꯌꯕꯗꯤ ꯀꯥꯟꯅꯕꯥ ꯑꯃꯁꯨꯡ ꯑꯋꯥꯕꯥ ꯄꯨꯝꯅꯃꯛ, ꯌꯥꯝꯅꯥ ꯂꯥꯏꯅꯥ ꯑꯃꯁꯨꯡ ꯑꯀꯛꯅꯅꯥ ꯋꯥꯔꯤ ꯁꯥꯁꯤ꯫

ꯌꯥꯝꯅꯥ ꯂꯥꯏꯅꯥ ꯍꯥꯌꯔꯕꯗꯥ, ꯃꯁꯤꯒꯤ ꯁꯉ꯭ꯒꯣꯝ ꯑꯁꯤ ꯀꯔꯤꯅꯣ?

ꯁꯉ꯭ꯒꯣꯝ ꯍꯥꯌꯕꯁꯤ ꯃꯃꯥꯌꯁꯤꯡꯒꯤ ꯃꯦꯃꯦꯔꯤ ꯒ꯭ꯜꯌꯥꯟꯗꯁꯤꯡꯅꯥ ꯄꯨꯊꯣꯀꯄꯥ ꯃꯆꯤ ꯑꯣꯏꯕꯥ ꯂꯤꯛꯌꯨꯏꯗ ꯑꯃꯅꯤ꯫ ꯃꯤꯑꯣꯏꯕꯥ ꯌꯥꯑꯣꯅꯥ ꯃꯃꯥꯌ ꯄꯨꯝꯅꯃꯛ ꯁꯉ꯭ꯒꯣꯝ ꯄꯨꯊꯣꯀꯏ꯫ ꯈꯣꯝꯂꯥꯡꯒꯤ ꯁꯉ꯭ꯒꯣꯝ ꯑꯁꯤ ꯅꯧꯔꯤꯕꯥ ꯑꯉꯥꯡꯁꯤꯡꯒꯤ ꯈ꯭ꯕꯥꯏꯗꯒꯤ ꯐꯕꯥ ꯆꯤꯟꯖꯥꯛꯅꯤ꯫ ꯑꯗꯨꯕꯨ ꯃꯁꯤꯒꯤ ꯃꯊꯛꯇꯥ ꯑꯩꯈꯣꯌꯅꯥ ꯆꯍꯤ ꯂꯤꯁꯤꯡ ꯀꯌꯥꯗꯒꯤ ꯁꯥ-ꯁꯅꯒꯤ ꯁꯉ꯭ꯒꯣꯝ ꯍꯥꯌꯕꯗꯤ ꯁꯟ-ꯏꯔꯣꯏꯒꯤ ꯁꯉ꯭ꯒꯣꯝ, ꯃꯍꯤꯛ-ꯃꯇꯥꯏꯒꯤ ꯁꯉ꯭ꯒꯣꯝ, ꯑꯃꯁꯨꯡ ꯁꯅꯕꯤꯒꯤ ꯁꯉ꯭ꯒꯣꯝ ꯆꯥꯗꯨꯅꯥ ꯂꯥꯛꯂꯤ꯫ ꯁ꯭ꯔꯤꯂꯉ꯭ꯀꯥꯗꯥ ꯑꯩꯈꯣꯌꯅꯥ "ꯁꯉ꯭ꯒꯣꯝ" ꯍꯥꯌꯔꯀꯄꯥ ꯃꯇꯃꯗꯥ ꯃꯍꯧꯁꯥꯅꯥ ꯁꯟ-ꯏꯔꯣꯏꯒꯤ ꯁꯉ꯭ꯒꯣꯝ ꯍꯥꯌꯕꯅꯤ꯫ ꯅꯍꯥꯛꯀꯤ ꯍꯀꯆꯥꯡꯗꯥ ꯄ꯭ꯔꯣꯇꯤꯟ, ꯀꯦꯂꯁꯤꯌꯝ, ꯑꯃꯁꯨꯡ ꯚꯤꯇꯥꯃꯤꯟ Dꯒꯨꯝꯕꯥ ꯅ꯭ꯌꯨꯠꯔꯤꯑꯦꯟꯇ ꯈꯔꯗꯤ ꯊꯨꯅꯥ ꯍꯥꯄꯆꯤꯟꯅꯕꯒꯤ ꯑꯐꯕꯥ, ꯐꯖꯅꯥ ꯑꯃꯁꯨꯡ ꯌꯥꯝꯅꯥ ꯁꯦꯟꯗꯣꯡ ꯂꯩꯕꯥ ꯃꯑꯣꯡ ꯑꯃꯗꯤ ꯁꯉ꯭ꯒꯣꯝ ꯒ꯭ꯂꯥꯁ ꯑꯃꯥ ꯊꯀꯄꯅꯤ꯫

ꯉꯁꯤꯗꯤ ꯀꯔꯤ ꯃꯈꯂꯒꯤ ꯁꯉ꯭ꯒꯣꯝ ꯐꯪꯂꯤꯕꯒꯦ?

ꯁ꯭ꯇꯣꯔ ꯑꯃꯗꯥ ꯆꯠꯄꯥ ꯃꯇꯃꯗꯥ ꯃꯈꯜ ꯈꯨꯗꯤꯡꯃꯛꯀꯤ ꯁꯉ꯭ꯒꯣꯝ ꯎꯕꯥ ꯐꯪꯂꯃꯒꯅꯤ꯫ ꯃꯈꯣꯌꯁꯤꯡ ꯑꯁꯤ ꯀꯔꯤꯅꯣ ꯍꯥꯌꯕꯗꯨ ꯌꯦꯡꯁꯤ꯫ ꯍꯥꯌꯔꯤꯕꯁꯤꯡ ꯑꯁꯤꯒꯤ ꯃꯔꯃꯗꯥ ꯈꯉꯕꯅꯥ ꯅꯍꯥꯛꯀꯤꯗꯃꯛꯇꯥ ꯆꯨꯅꯕꯥ ꯑꯗꯨ ꯈꯅꯕꯗꯥ ꯃꯇꯦꯡ ꯄꯥꯡꯒꯅꯤ꯫

ꯁꯉ꯭ꯒꯣꯝ ꯊꯀꯄꯒꯤ ꯃꯔꯨꯑꯣꯏꯕꯥ ꯀꯥꯟꯅꯕꯁꯤꯡ ꯑꯗꯨ ꯀꯔꯤꯅꯣ?

ꯁꯉ꯭ꯒꯣꯝ ꯊꯀꯄꯅꯥ ꯑꯩꯈꯣꯌꯒꯤ ꯍꯀꯆꯥꯡꯗꯥ ꯃꯔꯨꯑꯣꯏꯕꯥ ꯀꯥꯟꯅꯕꯁꯤꯡ ꯀꯌꯥ ꯄꯤ꯫ ꯃꯈꯣꯌ ꯈꯨꯗꯤꯡꯃꯛ ꯑꯃꯨꯛ ꯑꯃꯨꯛ ꯌꯦꯡꯁꯤ꯫

ꯍꯀꯆꯥꯡ ꯁꯦꯃꯒꯠꯂꯤꯕꯥ ꯄ꯭ꯔꯣꯇꯤꯅꯁꯤꯡ ꯱

ꯑꯩꯈꯣꯌꯒꯤ ꯍꯀꯆꯥꯡ ꯑꯁꯤ ꯌꯨꯝ ꯑꯃꯒꯨꯝ ꯈꯅꯕꯤꯌꯨ꯫ ꯌꯨꯝ ꯑꯗꯨ ꯁꯥꯕꯗꯥ ꯁꯤꯖꯤꯟꯅꯔꯤꯕꯥ ꯃꯔꯨꯑꯣꯏꯕꯥ ꯕꯤꯜꯗꯤꯡ ꯕ꯭ꯂꯣꯛ ꯑꯗꯨꯗꯤ ꯄ꯭ꯔꯣꯇꯤꯅꯅꯤ . ꯄ꯭ꯔꯣꯇꯤꯟ ꯑꯁꯤ ꯑꯩꯈꯣꯌꯒꯤ ꯃꯁꯜ, ꯁꯔꯨ, ꯈꯣꯡ ꯑꯃꯁꯨꯡ ꯈꯣꯡꯎꯞ ꯌꯥꯑꯣꯅꯥ ꯑꯩꯈꯣꯌꯒꯤ ꯍꯀꯆꯥꯡꯗꯥ ꯂꯩꯔꯤꯕꯥ ꯄꯣꯠ ꯈꯨꯗꯤꯡꯃꯛꯀꯤ ꯃꯔꯨꯑꯣꯏꯕꯥ ꯕꯤꯜꯗꯤꯡ ꯕ꯭ꯂꯣꯀꯅꯤ꯫ ꯆꯥꯡꯆꯠꯇꯥ, ꯑꯍꯜ ꯑꯃꯅꯥ ꯅꯣꯡꯃꯗꯥ ꯆꯥꯎꯔꯥꯛꯅꯥ ꯄ꯭ꯔꯣꯇꯤꯟ ꯒ꯭ꯔꯥꯝ 50 ꯃꯊꯧ ꯇꯥꯏ꯫ ꯁꯟ-ꯏꯔꯣꯏꯒꯤ ꯁꯉ꯭ꯒꯣꯝ (1% ꯐꯦꯠ) ꯒ꯭ꯂꯥꯁ ꯑꯃꯗꯥ ꯆꯥꯎꯔꯥꯛꯅꯥ ꯄ꯭ꯔꯣꯇꯤꯟ ꯒ꯭ꯔꯥꯝ 8 ꯌꯥꯎꯏ꯫ ꯃꯔꯝ ꯑꯗꯨꯅꯥ ꯃꯁꯤ ꯄ꯭ꯔꯣꯇꯤꯅꯒꯤ ꯑꯐꯕꯥ ꯁꯣꯔꯁ ꯑꯃꯅꯤ꯫

2. ꯑꯀꯅꯕꯥ ꯁꯔꯨ ꯑꯃꯁꯨꯡ ꯍꯥꯀꯆꯥꯡꯒꯤꯗꯃꯛ ꯀꯦꯂꯁꯤꯌꯝ꯫

ꯀꯦꯂꯁꯤꯌꯝ ꯑꯁꯤ ꯑꯩꯈꯣꯌꯒꯤ ꯁꯔꯨ ꯑꯃꯁꯨꯡ ꯍꯀꯆꯥꯡꯕꯨ ꯃꯄꯥꯉ꯭ꯒꯜ ꯀꯅꯈꯠꯍꯜꯂꯤꯕꯥ ꯇꯉꯥꯏꯐꯗꯕꯥ ꯃꯤꯅꯔꯦꯜ ꯑꯃꯅꯤ꯫ ꯃꯁꯤ ꯏ ꯊꯣꯀꯄꯥ, ꯃꯁꯜ ꯁꯣꯟꯊꯕꯥ ꯑꯃꯁꯨꯡ ꯆꯥꯡ ꯅꯥꯏꯅꯥ ꯊꯝꯃꯣꯌ ꯁꯣꯛꯅꯕꯗꯁꯨ ꯃꯊꯧ ꯇꯥꯏ꯫ ꯅꯣꯡꯃꯗꯥ ꯅꯍꯥꯛꯅꯥ ꯃꯊꯧ ꯇꯥꯔꯤꯕꯥ ꯀꯦꯂꯁꯤꯌꯝ ꯑꯁꯤꯒꯤ ꯆꯥꯡ ꯑꯁꯤ ꯅꯍꯥꯛꯀꯤ ꯆꯍꯤꯒꯤ ꯃꯇꯨꯡꯏꯟꯅꯥ ꯈꯦꯠꯅꯩ꯫

3. ꯑꯌꯨꯛꯇꯥ ꯐꯖꯅꯥ ꯇꯨꯝꯕꯥ ꯉꯃꯍꯜꯂꯤ꯫

ꯀꯔꯤꯒꯨꯝꯕꯥ ꯅꯍꯥꯛꯅꯥ ꯑꯌꯨꯛ-ꯅꯨꯡꯊꯤꯂꯗꯥ ꯇꯨꯝꯕꯥ ꯉꯃꯗꯕꯥ ꯑꯣꯏꯔꯕꯗꯤ, ꯅꯍꯥꯛꯅꯥ ꯀꯅꯥꯒꯨꯝꯕꯥ ꯑꯃꯅꯥ ꯅꯍꯥꯀꯄꯨ "ꯑꯁꯥꯕꯥ ꯁꯉ꯭ꯒꯣꯝ ꯒ꯭ꯂꯥꯁ ꯑꯃꯥ ꯊꯀꯎ ꯑꯃꯁꯨꯡ ꯇꯨꯝꯃꯨ" ꯍꯥꯌꯅꯥ ꯍꯥꯌꯕꯥ ꯇꯥꯕꯤꯔꯃꯒꯅꯤ꯫ ꯃꯁꯤꯗꯥ ꯑꯆꯨꯝꯕꯥ ꯈꯔꯥ ꯂꯩ꯫ ꯁꯉ꯭ꯒꯣꯃꯗꯥ ꯇ꯭ꯔꯥꯏꯞꯇꯣꯐꯦꯟ ꯀꯧꯕꯥ ꯑꯦꯃꯤꯅꯣ ꯑꯦꯁꯤꯗ ꯑꯃꯥ ꯌꯥꯑꯣꯏ . ꯑꯩꯈꯣꯌꯒꯤ ꯍꯀꯆꯥꯡꯅꯥ ꯃꯁꯤ ꯁꯤꯖꯤꯟꯅꯗꯨꯅꯥ ꯕ꯭ꯔꯦꯅꯒꯤꯗꯃꯛꯇꯥ ꯃꯔꯨ ꯑꯣꯏꯕꯥ ꯀꯦꯃꯤꯀꯦꯜ ꯑꯅꯤ ꯁꯦꯝꯃꯤ꯫ ꯍꯥꯌꯔꯤꯕꯁꯤꯡ ꯑꯁꯤ ꯁꯦꯔꯣꯇꯣꯅꯤꯟ ꯑꯃꯁꯨꯡ ꯃꯦꯂꯥꯇꯣꯅꯤꯅꯅꯤ . ꯋꯥꯐꯝ ꯑꯅꯤ ꯑꯁꯤꯅꯥ ꯑꯩꯈꯣꯌꯒꯤ ꯍꯀꯆꯥꯡ ꯑꯃꯁꯨꯡ ꯋꯥꯈꯜ ꯅꯨꯡꯉꯥꯏꯍꯅꯕꯗꯥ ꯃꯇꯦꯡ ꯄꯥꯡꯏ ꯑꯃꯁꯨꯡ ꯇꯨꯝꯕꯥ ꯌꯥꯅꯕꯥ ꯁꯦꯝ ꯁꯥꯔꯤ꯫ ꯃꯁꯤ ꯑꯩꯈꯣꯌꯒꯤ ꯕ꯭ꯔꯦꯅꯗꯥ ꯇꯨꯝꯕꯥ ꯃꯇꯝ ꯑꯣꯏꯔꯦ ꯍꯥꯌꯕꯒꯤ ꯁꯤꯒꯅꯦꯜ ꯑꯃꯥ ꯊꯥꯔꯀꯄꯒꯥ ꯃꯥꯟꯅꯩ꯫

ꯁꯉ꯭ꯒꯣꯃꯒꯤ ꯈꯨꯗꯣꯡꯆꯥꯗꯕꯁꯤꯡ ꯑꯃꯁꯨꯡ ꯈꯪꯖꯤꯅꯒꯗꯕꯥ ꯄꯣꯠꯁꯀꯁꯤꯡ꯫

ꯁꯉ꯭ꯒꯣꯝ ꯑꯁꯤ ꯍꯀꯆꯥꯡ ꯐꯅꯥ ꯂꯩꯅꯕꯥ ꯊꯛꯅꯕꯥ ꯑꯃꯥ ꯑꯣꯏꯔꯕꯁꯨ, ꯃꯁꯤ ꯃꯤꯄꯨꯝ ꯈꯨꯗꯤꯡꯃꯛꯀꯤꯗꯃꯛ ꯆꯨꯃꯗꯦ꯫ ꯑꯗꯨꯒꯥ ꯆꯦꯀꯁꯤꯅꯒꯗꯕꯥ ꯋꯥꯐꯝ ꯈꯔꯥ ꯂꯩꯔꯤ꯫

ꯁꯉ꯭ꯒꯣꯝ ꯀꯔꯝꯅꯥ ꯁꯤꯖꯤꯟꯅꯒꯗꯒꯦ?

ꯁꯉ꯭ꯒꯣꯝ ꯊꯀꯄꯒꯤ ꯃꯊꯛꯇꯥ, ꯑꯩꯈꯣꯌꯒꯤ ꯗꯥꯏꯇꯇꯥ ꯁꯉ꯭ꯒꯣꯝ ꯍꯥꯄꯆꯤꯟꯅꯕꯒꯤ ꯃꯑꯣꯡ ꯀꯌꯥ ꯂꯩ꯫

• ꯁꯉ꯭ꯒꯣꯃꯒꯤ ꯆꯥ: ꯁ꯭ꯔꯤꯂꯉ꯭ꯀꯥꯗꯥ ꯑꯩꯈꯣꯌꯒꯤ ꯃꯔꯛꯇꯥ ꯌꯥꯝꯅꯥ ꯄꯥꯝꯅꯩ꯫
• ꯁꯉ꯭ꯒꯣꯝ ꯁꯦꯝꯕꯥ : ꯑꯣꯛ ꯑꯃꯁꯨꯡ ꯆꯦꯡꯒꯨꯝꯕꯥ ꯄꯣꯠꯁꯀꯁꯤꯡꯗꯒꯤ ꯄꯨꯊꯣꯀꯄꯥ ꯃꯇꯃꯗꯥ ꯏꯁꯤꯡꯒꯤ ꯃꯍꯨꯠꯇꯥ ꯁꯉ꯭ꯒꯣꯝ ꯍꯥꯄꯆꯤꯅꯕꯥ ꯌꯥꯏ꯫ ꯃꯗꯨꯒꯤ ꯃꯑꯣꯡ ꯑꯗꯨꯗꯥ ꯃꯁꯤ ꯍꯦꯟꯅꯥ ꯃꯆꯤ ꯑꯣꯏꯕꯥ ꯆꯤꯟꯖꯥꯛ ꯑꯣꯏꯒꯅꯤ꯫
• ꯁꯉ꯭ꯒꯣꯃꯒꯤ ꯒ꯭ꯔꯦꯚꯤ: ꯑꯩꯈꯣꯌꯅꯥ ꯑꯩꯈꯣꯌꯒꯤ ꯆꯥꯅꯕꯥ ꯄꯣꯠꯂꯃꯁꯤꯡꯒꯤꯗꯃꯛꯇꯥ ꯁꯦꯝꯕꯥ ꯁꯉ꯭ꯒꯣꯃꯒꯤ ꯒ꯭ꯔꯦꯚꯤꯒꯤꯗꯃꯛ ꯁꯉ꯭ꯒꯣꯝ ꯁꯤꯖꯤꯟꯅꯩ꯫
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