Zotsatira Zachuma za Chisamaliro cha Alzheimer's - Tiyeni Tikambirane Izi

Ngati amayi anu, abambo anu, kapena munthu wina wapafupi nanu akudwala matenda a Alzheimer's, tikudziwa momwe zimakhalira zovuta m'maganizo. N'zovuta kufotokoza chisoni chomwe mumamva mukamawona wokondedwa wanu akusintha pang'onopang'ono ndikutaya kukumbukira. Koma pali mbali yofunika kwambiri ya malingaliro awa yomwe nthawi zina timaiwala kulankhula. Imeneyo ndi mbali yazachuma. Matenda a Alzheimer's ndi vuto lomwe zizindikiro zimakula pang'onopang'ono pakapita nthawi. Choncho ulendowu ukhoza kukhala wautali. Chifukwa chake, ndikofunikira kwambiri kuganizira pasadakhale ndikukonzekera ndalama kuti muthane nawo.

Tiyeni timvetse mtengo wa chisamaliro

Matenda a Alzheimer ndi matenda omwe zizindikiro monga kuiwala, kusokonezeka, komanso kuvutika kufotokoza maganizo zimakula pakapita nthawi. Odwala nthawi zambiri amakhala ndi moyo pakati pa zaka 4 ndi 8 atapezeka ndi matendawa, koma anthu ena amatha kukhala ndi moyo zaka 20. Ichi ndichifukwa chake ndikofunikira kukhala ndi dongosolo la nthawi yayitali.

Koma kumbukirani, pamene matendawa akupitirira, mapulani anu angafunike kusintha.

Nthawi iliyonse ikatheka, ngati wokondedwa wanu angathe kulankhula za zosowa zake, muphatikizepo mu zokambiranazi. Mwina banja lonse lingagwirizane kuti lithe kuthana ndi vuto la zachumali. Mwina mudzayenera kuthana ndi vutoli nokha. Komabe, ngati n'kotheka, ndi bwino kusonkhanitsa banja, achibale, ndi abwenzi kuti akambirane za mapulani a nthawi yochepa komanso yayitali.

Pansipa pali mitundu ina ya ndalama zomwe mungakumane nazo pamene matenda akupitirira.

Kodi ndi ndalama ziti zomwe zilipo kuti zithandize?

Ndizachibadwa kuchita mantha mukaona ndalama zimenezi. Komabe, pali njira zingapo zomwe zingakuthandizeni kulipira ndalama zimenezi.

Wokondedwa wanu akhoza kukhala ndi penshoni, ndalama zosungira , kapena Employees' Provident Fund (EPF). Komanso, onani izi:

• Inshuwalansi: Onani ngati ali ndi inshuwaransi ya moyo kapena yazaumoyo. Ma inshuwaransi ena angaphatikizepo inshuwaransi yapadera pamavuto anthawi yayitali ngati awa.
• Mapulogalamu a Anthu Omwe Amakhala M'madera Ena: M'madera ena, akachisi, matchalitchi, kapena mabungwe ena ammudzi amapereka chithandizo monga chakudya chaulere kapena chotsika mtengo komanso mayendedwe opita kwa dokotala. Izi zingapulumutse ndalama.
• Thandizo la Boma: M'maiko ena, m'maiko otere, boma limapereka maubwino apadera (monga Medicaid) kapena maubwino olumala (monga Ndalama Zothandizira Anthu Olemala). M'dziko lathu, mutha kudziwanso ngati Dipatimenti Yoona za Anthu ili ndi mapulogalamu othandizira okalamba kapena omwe ali ndi zosowa zapadera. Yesani kupeza zambiri za izi kuchokera ku Divisional Secretariat.
• Katundu ndi Ndalama Zogulira: Ngati ali ndi malo, nyumba, kapena ndalama zina zogulira, ndalama zomwe amapeza zingagwiritsidwe ntchito pa ndalama zimenezi.

Samalaninso ndi maudindo ena azachuma.

Kuwonjezera pa ndalama zosamalira, muyeneranso kusamala ndi ndalama za wokondedwa wanu. Izi zikuphatikizapo kulipira mabilu pa nthawi yake, kulemba madandaulo a inshuwalansi, kulipira misonkho ya pachaka, komanso kusamalira ndalama zomwe aika.

Ubwino wopeza thandizo la akatswiri

Kuyesa kuchita zonsezi nokha kungakhale kovuta. Kupeza thandizo la akatswiri pankhani zachuma ndi zamalamulo kungakuthandizeni kuyang'ana kwambiri kusamalira wokondedwa wanu.

• Loya: Loya wodziwa bwino nkhani zamalamulo zokhudzana ndi akuluakulu akhoza kukutsogolerani. Makamaka, kukonzekera zinthu monga Wills ndi Powers of Loya mwalamulo kungathandize kupewa mavuto ambiri mtsogolo.
• Mlangizi wa Zachuma: Mlangizi wazachuma yemwe ndi katswiri pakukonzekera zachuma posamalira okalamba angakupatseni malangizo amomwe mungagwiritsire ntchito bwino chuma chanu ndikusamalira ndalama zanu kwa nthawi yayitali.

Sungani zikalata zofunikira mwadongosolo.

Kaya mumachita nokha ntchito zachumazi kapena kuzipereka kwa katswiri, ndikofunikira kwambiri kusunga zikalata zofunika pamalo amodzi. Izi zidzakupulumutsirani nthawi ndi khama. Mwamsanga momwe mungathere, sonkhanitsani zikalata zotsatirazi ndikuzisunga mufayilo.

• Zambiri za akaunti ya banki
• Tsatanetsatane wa mabilu ndi ngongole zomwe ziyenera kulipidwa
• Zambiri za akaunti yogulitsa ndalama
• Zikalata zokhudzana ndi ngongole ya nyumba kapena ndalama zobwereka
• Chikalata cha malo
• Zikalata zokhudzana ndi zinthu monga penshoni ndi Employees Provident Fund
• Zikalata za masheya ndi bond
• Ma Will, kuphatikiza mphamvu zachipatala komanso zokhazikika za loya

Ulendo uwu ndi wovuta, koma ngati mukonzekera bwino ndipo simuzengereza kupempha thandizo pakafunika kutero, inu ndi wokondedwa wanu mudzatha kudutsa nthawi ino mosavuta.