Ngoko ke, usuku lohambo lwakho olude olulindelweyo lwaphesheya lusondela. Ubhukishe amatikiti akho endiza, wabhukisha ihotele entle, mhlawumbi waze wabhukisha nemoto oza kuyisebenzisa apho. Konke oku kungenziwa ngokulula kwi-intanethi, akunjalo? Kodwa phakathi kwako konke oku, kukho into esihlala siyilibala, kodwa ibaluleke kakhulu. Loo nto yi -inshurensi yokuhamba , oko kukuthi, ukufumana i-inshurensi yokuhamba. Abantu abaninzi bakwenza oku kwiintsuku ezimbalwa ngaphambi kokuba bahambe, okanye ngamanye amaxesha bayakulibala ngokupheleleyo. Kodwa ngoku ungakwenza oku ngokukhawuleza kwi-intanethi.
Ngamafutshane, yintoni i-inshurensi yokuhamba?
Khawucinge nje ukuba ugula ngequbuliso, wenze ingozi, okanye ulahlekelwe yimithwalo yakho ngelixa uphesheya? Iindleko kunye nomzamo wokubaleka ubungenakucingelwa. Olu lukhuselo oluya kukunceda ngemali xa kwenzeka intlekele enje. Ngamafutshane, olu lukhuselo lohambo lwakho.
Kukho iintlobo ezininzi eziphambili zomshuwalense odla ngokunikezelwa yi-inshurensi yokuhamba.
| Uhlobo lokugubungela | Ingcaciso elula |
|---|---|
| Ukhuseleko lwezonyango | Ukuba ufumana isifo okanye ingozi ngequbuliso ngelixa ungaphandle kwelizwe, igubungela iindleko ezifana neentlawulo zesibhedlele kunye neebhili zonyango. |
| Ukukhutshwa Kwezonyango | Oku kuza kuhlawulela iindleko eziphezulu zokukubuyisela eSri Lanka ukuba unesifo okanye ingozi enzulu. |
| Ukurhoxiswa kohambo | Ukuba awukwazi ukuhamba ngenxa yesizathu esibalulekileyo, njengokugula ngequbuliso okanye ukufa kwelungu losapho, siza kukunceda ufumane imali oyihlawulele amatikiti neehotele. |
| Imithwalo kunye nezinto zobuqu | Ukuba ibhegi yakho ilahlekile, ilibazisekile, okanye ibiwe, uya kunikwa imali ethile yokulahlekelwa. |
Zithini iingenelo zokuthenga i-inshurensi kwi-intanethi?
Akukho mfuneko yokuya eofisini njengangaphambili. Ngoku, ungajonga iinkcukacha ozifunayo kwiwebhusayithi zeenkampani ezininzi zeinshorensi, ukhethe isicwangciso esifanelana nohambo lwakho, kwaye uhlawulele i-inshorensi kwi-intanethi. Eyona nzuzo inkulu yoku kukulula kunye nesantya .
Kwiimeko ezininzi, olu khuselo lwe-inshorensi lusebenza ukususela ngentsimbi ye-12:01 kusasa ngomhla ohlawula ngawo, okanye ngosuku olulandelayo. Ngoko ke, nokuba uyakhumbula ngomzuzu wokugqibela, ungakwenza oku ngokukhawuleza.
Kodwa khumbula ukuba ezinye iinkampani ziya kukuthumelela ikopi eprintiweyo yoxwebhu lokuqinisekisa nge-imeyile emva kokuba uzalise iinkcukacha kwi-intanethi, ngoko ke yonke inkqubo isenokungabi yi-100% engenamaphepha.
Izinto ekufuneka uziqwalasele ngaphambi kokuba uthenge i-inshurensi kwi-intanethi
Nokuba inkqubo ye-intanethi ilula kangakanani na, kufuneka uqaphele kakhulu ngaphambi kokuba ucinezele iqhosha elithi "Thenga". Kungenjalo, ungagqibela uhlawula imali kwaye ubhajwe ngaphandle koncedo ukuba kukho into engahambanga kakuhle.
1. Jonga ukuba inkampani isemthethweni na
Le yeyona nto ibalulekileyo . Qinisekisa ukuba inkampani ocinga ukuthenga kuyo i-inshorensi yinkampani ethembekileyo ebhalisiweyo kwi-Inshorensi Regulatory Commission yaseSri Lanka (IRCSL), iqumrhu elilawula ishishini le-inshorensi kwilizwe lethu.
Ukufumana i-inshorensi kwinkampani ebhalisiweyo ngokusemthethweni kuthetha ukuba inkampani isebenza ngokwemithetho nemigaqo yelizwe lethu. Ke ngoko, ukuba unengxaki, iingxaki oza kujongana nazo ekufumaneni imbuyekezo ye-inshorensi (ibango) ziya kuncipha kakhulu.
Ungafumana iinkcukacha malunga noku kwiwebhusayithi yenkampani okanye kwiwebhusayithi yeKhomishini yoLawulo lweInshorensi yelizwe lethu.
2. Funda iimeko zamapolisa ngononophelo.
Sidla ngokuthi "Ndiyavuma" ngaphandle kokufunda imiqathango nemigaqo. Kodwa musa ukwenza loo nto kule meko. Nika ingqalelo ekhethekileyo kwezi zinto:
- Iindleko zokugquma: Zeziphi izibonelelo ozifumanayo? Lingakanani ixabiso eliphezulu oza kulifumana?
- Izinto ezingabandakanywanga: Oku kubaluleke kakhulu. Ezinye iipolisi zeinshorensi azigubungeli iimeko ezikhoyo . Umzekelo, ukuba unesifo seswekile esikhoyo, basenokungahlawuleli iingxaki ezinxulumene naso ngelixa ungaphandle kwelizwe. Kwakhona, ezinye iingozi, ezifana nemidlalo yokuzonwabisa, zisenokungagubungelwa.
- Oogqirha Nezibhedlele: Ezinye iinkampani zeinshorensi zithi kufuneka ufune unyango kuphela koogqirha okanye kwizibhedlele ezikuluhlu lwabo. Qaphela loo nto.
3. Ngaba ufumana ixabiso elifanelekileyo lemali yakho?
Musa ukuthenga i-inshurensi ngequbuliso, ucinge ukuba "incinci kakhulu." Usenokuba uhlawula ixabiso eliphantsi kakhulu nge-inshurensi encinci kakhulu. Thelekisa izicwangciso ezivela kwiinkampani ezahlukeneyo. Cinga ukuba ingaba i-inshurensi yezonyango kunye nezinye izibonelelo ozifumanayo ngemali oyihlawulayo zanele na uze wenze isigqibo.
Endaweni yokuzisola xa kukho into engahambi kakuhle uze uthi, "Owu, andikhange ndiyijonge le nto ngaphambili," kungcono uzinike ixesha elincinci lokuphanda ngezi zinto, akunjalo? Olu lungiselelo luncinci luya kunceda kakhulu ekwenzeni uhambo lwakho lube mnandi kwaye lungabi naxhala.
Umyalezo Wokuya Ekhaya
- Ngaphambi kokuba uthenge i-inshurensi yokuhamba kwi-intanethi, qiniseka ukuba uqinisekisa ukuba inkampani ibhalisiwe ngokusemthethweni kwaye iyaziwa eSri Lanka .
- Funda imiqathango nemiqathango yepolisi yakho yeinshorensi ngononophelo, ingakumbi icandelo elithi 'Okungabandakanywanga' . Jonga ukuba ithini ngayo nayiphi na imeko yezonyango onokuba nayo.
- Thelekisa iipolisi zeinshorensi ezivela kwiinkampani ezahlukeneyo uze ukhethe leyo inika ukhuseleko olungcono ngemali yakho.
- Emva kokuthenga i-inshorensi, gcina ikopi yedijithali kunye nekopi eprintiweyo yamaxwebhu ebhegini yakho nakwi-imeyile. Iya kuba luncedo kakhulu xa kukho imeko engxamisekileyo.
- Ukuba awuqinisekanga ngento ethile, ungaze ungathandabuzi ukuqhagamshelana nenkonzo yabathengi yenkampani yomshuwalense efanelekileyo uze ucele iinkcukacha.
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