Usenokuba ukhe wadibana nale meko ngamanye amaxesha. Ulinda iiveki ukuze ubone ugqirha, kwaye xa ekugqibeleni umbona, awufumani nethuba lokuthetha ngazo zonke iingxaki zakho zempilo. Ugqirha ubonakala ngathi ngumntu olungileyo, kodwa uxhalabile kakhulu. Akunjalo ngaphambili, kwaye usenokuba uzive ngathi oogqirha bafana noomatshini, bebeka izinto kuluhlu. Kutheni yonke into itshintshe ngolu hlobo?
Impendulo ilula yile: Oogqirha kule mihla badla ngokungakusebenzeli. Basebenzela iinkampani ezinkulu.
Kutheni oku kusenzeka? Kwenzeke ntoni kwinkonzo yezempilo?
Kwiminyaka embalwa edlulileyo, ukhathalelo lwempilo luye lwatshintsha kakhulu kwihlabathi liphela. Ngokutsho kukaGqr. Jane Zhu, umphandi ngalo mba, into ephambili oyibonayo xa ujonga inkqubo yokhathalelo lwempilo kukuba yonke into ikhawuleza iqhagamshelane. Oko kukuthi, iinkampani ezinkulu ziqalile ukuthenga izibhedlele, amakhaya abantu abalupheleyo, amaziko ezonyango, kwaneekhemesti ezininzi.
Kumazwe afana ne-United States, iikota ezintathu zoogqirha ngoku zisebenzela izibhedlele okanye ezinye iinkampani. La maziko awalawulwa ngoogqirha, kodwa ngabantu abakwishishini nakwimali. Kwanemibutho engenzi nzuzo ngoku iqhutywa njengeshishini elikhulu.
Esinye isizathu soku yinto ebizwa ngokuba yi-'private equity'. Ngamafutshane, oku kuquka ukuthenga inkampani enkulu ngemali, isibhedlele okanye ikliniki ekhoyo, ukwenza inzuzo ngokukhawuleza, nokuyithengisa ngexabiso eliphezulu ngexesha elifutshane, njengeminyaka emi-5.
Kutheni iziphumo zimbi kangaka nangona kusetyenziswe imali eninzi?
Ekuqaleni, kusenokubonakala ngathi akukho nto imbi kangako ngokuqhuba ukhathalelo lwempilo njengeshishini. Umntu angacinga ukuba xa abantu abanolwazi lweshishini belawula ezi zinto, yonke inkqubo ibiya kusebenza kakuhle. Oko kukuthi, umntu angaphikisana ngelithi ukuba iinkonzo zonyango bezilawulwa njengezinye iinkampani, mhlawumbi ukhathalelo lwempilo beluya kuba ngcono nangakumbi.
Kodwa eneneni yayingeyondlela imbi.
Kwiminyaka edlulileyo, njengoko ukhathalelo lwempilo lusiba lishishini, sibone iindleko ezikhulayo, iindleko zonyango ezibangele abantu bangene ematyaleni nangakumbi, kwaye ekugqibeleni ukhathalelo lwempilo oluphantsi kunokuba belulindelekile.
Umzekelo, i-United States ichitha imali eninzi kunyango phakathi kwamazwe anengeniso ephezulu ehlabathini. Kodwa abantu kwelo lizwe baphila ixesha elifutshane kunamanye amazwe. Bafa rhoqo ngenxa yezifo ezinokuthintelwa. Bakwanomlinganiselo ophezulu wokufa komama nosana. Kutheni ke iziphumo zimbi kangaka nangona bechitha imali eninzi kangaka?
Le ngxaki ikwabalulekile nakwilizwe lethu ngandlela ithile. Xa sisiya kwezinye izibhedlele zabucala, ngamanye amaxesha sivakalelwa kukuba kwenziwa uvavanyo olungeyomfuneko kwaye iindleko ziphezulu, akunjalo? Isizathu sayo yonke le nto yindlela yokucinga yeshishini esithetha ngayo.
Iinjongo ezimbini ezingqubanayo
Nantsi ke eyona ngxaki iphambili. Injongo yezonyango nenjongo yeshishini zizinto ezimbini ezahlukeneyo ngokupheleleyo. Xa ezi zimbini zingqubana, icala lesigulana lifanele lihlale liza kuqala, kodwa ngaba yiloo nto kanye eyenzekayo?
| Injongo yezonyango | Injongo yeshishini |
|---|---|
| Ukunyanga nokuphilisa isigulana, ukubeka phambili izinto ezisilungeleyo. | Ukubonelela ngenzuzo ephezulu kubatyali-mali. |
| Ukwenza izigqibo ngokusekelwe kubungqina besayensi kunye nesigqibo sobuchwephesha sikagqirha. | Ukwenza izigqibo zokunciphisa iindleko, ukwandisa ingeniso, kunye nokwandisa inzuzo. |
Njengoko uGqr. Shue esitsho, “Umngcipheko oyintloko wokubandakanyeka kwamashishini kwinkonzo yezempilo kukubeka inzuzo ngaphezu kwayo yonke enye into.” Enyanisweni, kule ndlela yeshishini, akukho ndlela yokuba oko bekungayi kuba njalo.
Ezi ziphumo ziyingozi zinokubonakala kuyo yonke inkqubo yezempilo.
- Ukuncitshiswa kwabasebenzi: Ukuze kwandiswe inzuzo, inani loogqirha abakwiiyunithi zonyango olungxamisekileyo (ii-ETU) liyancitshiswa. Isiphumo? Izigulane kufuneka zilinde ixesha elide emgceni kwaye zibe nexesha elincinci lokuthetha nogqirha.
- Izigulane ezininzi, ixesha lincinci: Oogqirha baphantsi koxinzelelo lokubona izigulane ezininzi ngosuku, nto leyo enciphisa ixesha kunye nengqalelo abanokuyinika isigulana ngasinye. Ngamanye amaxesha, ugqirha unokuziva exinezelekile lixesha abanalo lokuphendula yonke imibuzo onayo.
- Ukuphepha izifo ezinganyangekiyo lula ukuba zifunyenwe kwangethuba: Isifo esifana nesifo seswekile sisenokungabonwa de kube kufuneka kunqunyulwe umlenze, kuba akukho xesha lokuthetha kakuhle nokumamela iinkcukacha.
- Uvavanyo olungeyomfuneko: Ngamanye amaxesha, ukuze kwandiswe iindleko, uvavanyo lwelabhoratri olungafunekiyo ngokwezonyango kwayeOogqirha banokunyanzelwa ukuba benze iiskeni (uvavanyo lwemifanekiso).
Olu xinzelelo lubangele uxinzelelo olukhulu lwengqondo kunye nokudinwa kakhulu kwanaphakathi koogqirha.
Eyona nto ibalulekileyo kukuba le nkqubo ichithe ukuthembana phakathi kogqirha nesigulana. Uya kugqirha ukholelwa ukuba uza kuba kwicala lakho aze enze izigqibo ezilungele wena. Kodwa xa imali ibandakanyeka kwezo zigqibo, loo kuthembana kuyaphela kancinci kancinci.
Ngaba oogqirha bayakuchasa oku?
Nangona thina njengezigulane siqala ukuqonda ezi zinto ngoku, oogqirha bajongana nale nto yonke imihla. Kodwa ukuthetha ngale nto kuyingozi kakhulu. Kuba, oogqirha abaninzi basebenza ngesivumelwano. Ke ngoko, ukuba bagxeka iindlela zenkampani, banokugxothwa ngaphandle kwesizathu.
Umzekelo, ngo-2017, ugqirha waseMelika uGqr. Raymond Brovont wagxothwa emva kokuba ethe iPediatric ETU apho wayesebenza khona yayingenabasebenzi baneleyo kwaye yayibeka emngciphekweni ukhuseleko lwabantwana.
Le yingxaki enkulu koogqirha, kuba isifungo sabo sobuchwephesha kukuba "bangayenzi ingozi, baze babeke phambili izinto ezilungileyo zesigulana."
Nangona kunjalo, oogqirha ngoku bayamelana noku.
- Amanyathelo asemthethweni: Kwamanye amazwe, kukho imithetho ethintela abantu abangengoogqirha ukuba banikezele ngeenkonzo zonyango. Isebenzisa le mithetho, eminye imibutho yezonyango ifaka amatyala nxamnye nezi nkampani zinkulu.
- Iimanyano zabasebenzi: Oogqirha baya bejoyina imibutho yabasebenzi, beqonda ukuba ukuxoxisana ngokubambisana yeyona ndlela ilungileyo yokukhusela amalungelo abo kunye nawabaguli babo.
Yintoni esinokuyenza thina, njengezigulane?
Isisombululo sokugqibela sisezandleni zoluntu. Kufuneka siqaphele oku. Kufuneka sibuze imibuzo.
UMthetho othi "Akukho Mmangaliso" eMelika, umthetho okhusela izigulana kwiibhili ezinkulu ezingalindelekanga, wapasiswa kuba abantu abaqhelekileyo bahlanganisana baza baphakamisa amazwi abo ukuze bawuxhase. Nangona iinkampani ezinkulu zazikhuthaza ukuba ungaphumeleli, urhulumente wabaphulaphula abantu.
Sonke kufuneka sizibuze lo mbuzo:
"Ngaba ufuna inkqubo yezempilo yorhwebo eqhutywa yinzuzo, enenjongo yokwenza imali ngawe kuphela? Okanye ufuna inkqubo yezempilo enoxanduva loluntu enenjongo yokukunceda kuphela?"
Ukucinga ngale nto, ukuthetha ngayo, kunye nokuqonda kukuqala kotshintsho. Ngexesha elizayo xa ubona ugqirha, khumbula ezi zinto. Buza imibuzo yakho ngokucacileyo, uqonde unyango, kwaye uthathe uxanduva ngempilo yakho.
Umyalezo Wokuya Ekhaya
- Ukuba uvakalelwa kukuba ugqirha wakho akanalo ixesha elaneleyo ngexesha lokubonana nogqirha, mhlawumbi kungenxa yoxinzelelo lweshishini lweziko asebenzela kulo, kungekhona isiphene sakhe.
- Xa ukhathalelo lwempilo luba lishishini, kukho umngcipheko wokuba injongo yalo ephambili iya kuba kukwenza inzuzo endaweni yokunyamekela izigulane .
- Le meko inokukhokelela ekwandeni kweendleko zonyango, ukunciphisa ixesha elichithwa xa uthetha nogqirha, kwaye mhlawumbi nemiphumo emibi yempilo.
- Kubalulekile ukuba sisigulana esinolwazi. Buza ugqirha wakho imibuzo ngokucacileyo malunga nemeko yakho, iimvavanyo ezicetyiswayo, kunye nonyango.
- Ukwaziswa koluntu kunye nelizwi ngemiba ekwinkqubo yezempilo kungenza indlela yeenkonzo zempilo ezingcono.
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