Saka, zuva rerwendo rwako rwekuenda kune imwe nyika rwave kusvika. Wabhuka matikiti ako endege, wabhuka hotera yakanaka, uye pamwe watobhuka mota yekushandisa ikoko. Zvese izvi zvinogoneka kuitwa zviri nyore paInternet, handiti? Asi pakati peizvi zvese, pane chimwe chinhu chatinowanzo kanganwa, asi chakakosha zvikuru. Iyo inishuwarenzi yekufamba , ndiko kuti, kuwana inishuwarenzi yekufamba. Vanhu vazhinji vanoita izvi mazuva mashoma vasati vaenda, kana dzimwe nguva vanokanganwa nezvazvo zvachose. Asi ikozvino unogona kuzviita nekukurumidza online.
Zvichitaurwa zviri nyore, chii chinonzi inishuwarenzi yekufamba?
Fungidzira kana ukangoerekana warwara, wakaita tsaona, kana kurasikirwa nebhegi rako uri kunze kwenyika? Mari yaunobhadhara uye kushanda nesimba kwekumhanya-mhanya kwaizova kusingafungidzike. Uku kudzivirira kuchakubatsira nemari kana njodzi yakadaro ikaitika. Zvichitaurwa zviri nyore, uku kudzivirira rwendo rwako.
Kune mhando dzakasiyana-siyana dzehufukidzo dzinowanzopihwa neinishuwarenzi yekufamba.
| Rudzi rweKufukidza | Tsananguro iri nyore |
|---|---|
| Kufukidzwa Kwekurapa | Kana ukarwara kamwe kamwe kana tsaona uri kunze kwenyika, zvinobhadhara mari dzakadai semari yechipatara nemabhiri ekurapwa. |
| Kubviswa muchipatara | Izvi zvichabhadhara mari yakawanda yekukudzosera kuSri Lanka kana uine chirwere chakakomba kana tsaona. |
| Kukanzura Rwendo | Kana usingakwanise kufamba nekuda kwechikonzero chakakomba, senge kurwara kamwe kamwe kana kufa kwemumwe wemhuri, tichakubatsira kuti uwane mari yawakabhadhara matikiti nemahotera. |
| Mitoro nezvinhu zvako | Kana bhegi rako rarasika, ranonoka, kana kubiwa, uchapihwa mari yekurasikirwa kwaro. |
Ndezvipi zvakanakira kutenga inishuwarenzi online?
Hapana chikonzero chekuenda kuhofisi sekare. Iye zvino, unogona kutarisa ruzivo rwaunoda kuburikidza nemawebhusaiti emakambani mazhinji einishuwarenzi, wosarudza hurongwa hwakakodzera rwendo rwako, wobhadhara inishuwarenzi online. Chinhu chikuru cheizvi ndechekuti zviri nyore uye nekukurumidza .
Kazhinji, inishuwarenzi iyi inoshanda kubva na12:01 AM pazuva raunobhadhara, kana kuti zuva rinotevera. Saka, kunyangwe uchiyeuka paminiti yekupedzisira, unogona kuita izvi nekukurumidza.
Asi yeuka kuti mamwe makambani anokutumira kopi yegwaro rekusimbisa kuburikidza neemail mushure mekunge wazadza ruzivo rwacho online, saka maitiro ese anogona kunge asina 100% asina mapepa.
Zvinhu zvaunofanira kufunga nezvazvo usati watenga inishuwarenzi online
Kunyangwe zviri nyore sei kushandisa online, unofanira kungwarira usati wadzvanya bhatani rekuti "Tenga". Zvikasadaro, unogona kuzopedzisira wabhadhara mari wobva wabatwa pasina rubatsiro kana paine chikanganiso.
1. Tarisa kana kambani iyi iri yepamutemo
Ichi ndicho chinhu chinonyanya kukosha . Iva nechokwadi chekuti kambani yauri kufunga kutenga inishuwarenzi kubva kwairi ikambani ine mukurumbira uye yakanyoreswa neInsurance Regulatory Commission yeSri Lanka (IRCSL), iyo inodzora indasitiri yeinishuwarenzi munyika medu.
Kuwana inishuwarenzi kubva kukambani yakanyoreswa zviri pamutemo zvinoreva kuti kambani inoshanda zvinoenderana nemitemo yenyika yedu. Saka, kana uine dambudziko, matambudziko auchasangana nawo pakuwana muripo weinishuwarenzi (claim) achadzikira zvikuru.
Unogona kuwana ruzivo nezveizvi pawebhusaiti yekambani kana pawebhusaiti yeInsurance Regulatory Commission yenyika yedu.
2. Verenga mamiriro emapurisa nokungwarira.
Kazhinji tinongoti "Ndinobvumirana" tisina kuverenga mitemo nemamiriro ezvinhu. Asi musaita izvozvo munyaya iyi. Nyatsoteererai zvinhu izvi:
- Kuvharirwa: Ndedzipi mari dzaunowana? Ndeipi mari yepamusoro yauchawana?
- Zvisingabatanidzwi: Izvi zvakakosha zvikuru. Mamwe mapolisi einishuwarenzi haabhadhare zvirwere zviripo kare . Semuenzaniso, kana uine chirwere cheshuga chakambovapo kare, vangasabhadhara matambudziko ane chekuita nacho uri kunze kwenyika. Uyewo, dzimwe njodzi, dzakadai semitambo yekunakidzwa, dzingasabhadharwe.
- Vanachiremba neZvipatara: Mamwe makambani einishuwarenzi anoti unofanira kutsvaga kurapwa kubva kuna vanachiremba kana zvipatara zviri parunyorwa rwavo chete. Ziva izvozvo zvakare.
3. Unowana kukosha kwemari yako here?
Usatenga inishuwarenzi nekukasira, uchifunga kuti "ishoma kwazvo." Ungave uchibhadhara mutengo wakaderera zvikuru weinishuwarenzi shoma. Enzanisa zvirongwa zvemakambani akasiyana. Funga kana inishuwarenzi yekurapa nezvimwe zvakanaka zvaunowana pamari yaunobhadhara zvakakwana uye ita sarudzo.
Pane kuzvidemba kana chimwe chinhu chikatadza woti, "Haa, handina kumbobvira ndatsvaga izvi," zviri nani kutora nguva diki uchiongorora zvinhu izvi, handiti? Kugadzirira uku kudiki kuchakubatsira zvikuru kuti rwendo rwako runakidze uye rusave nezvinetso.
Mharidzo Yekuenda Nayo Kumba
- Usati watenga inishuwarenzi yekufamba online, iva nechokwadi chekuti kambani yakanyoreswa zviri pamutemo uye inozivikanwa muSri Lanka .
- Verenga mitemo nemitemo yeinishuwarenzi yako nokungwarira, kunyanya chikamu che'Zvisingabatanidzwi' . Ona zvachinotaura nezvechero chirwere chaungave nacho.
- Enzanisa mapolisi einishuwarenzi kubva kumakambani akasiyana uye sarudza iyo inopa rubatsiro rwakanakisisa rwemari yako.
- Mushure mekutenga inishuwarenzi, chengeta kopi yedhijitari nekopi yakadhindwa yemagwaro mubhegi rako uye neemail. Izvi zvichabatsira zvikuru kana paine emergency.
- Kana usina chokwadi nezvechimwe chinhu, usazeza kutaura nekambani yeinishuwarenzi yakakodzera uchibvunza ruzivo rwakadzama.
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