Ngaba umyeni wakho, umfazi wakho, okanye umntu osondeleyo kuwe uqalile ukulibala izinto ezincinci xa uneminyaka engama-50 ubudala? Ngaba ngoku uyazilibala izinto ezifana nemiyalelo, imihla ebalulekileyo, njl.njl. obuzikhumbula kakuhle? Oku kumele ukuba yinto ekukhathazayo neyoyikisayo. Namhlanje sithetha nge- Early-Onset Dementia , imeko ebangela ukulahleka kwenkumbulo usemncinci, oko kukuthi, ngaphambi kokuba uneminyaka engama-65 ubudala.
Ngamafutshane, yintoni i-Early-Onset Dementia?
I-Dementia yimeko apho ingqondo ilahlekelwa kancinci kancinci amandla ayo okucinga ngokucacileyo, ukunxibelelana ngempumelelo, nokukhumbula ulwazi. Idla ngokuchaphazela abantu abadala, kodwa inokuchaphazela nabantu abangaphantsi kweminyaka engama-65 ubudala. Oku kubizwa ngokuba yi -early-onset dementia . Inokwenzeka kubantu abakwiminyaka engama-30, kodwa ixhaphake kakhulu kubantu abakwiminyaka engama-50 ubudala.
Khawucinge nje, xa imeko efana nale isenzeka usemncinci, imingeni ojongene nayo yahlukile kakhulu. Kuba kuloo minyaka:
- Loo mntu usenokuba nomsebenzi.
- Usenokuba unabantwana abakwiminyaka yokufunda esikolweni abaxhomekeke kuwe.
- Kusenokubakho iimbopheleleko ezinkulu zemali, njengemali mboleko yokwakha indlu okanye ukuqeshisa imoto.
Ngoko ke, xa unyamekela umntu onje, kufuneka kuqwalaselwe ngokukodwa ubomi bosapho, umsebenzi, imicimbi yezomthetho neyezemali. Kwakhona, utshintsho lokuziphatha kunye nokutshintsha kweemvakalelo okuhamba nale meko kunokuba nefuthe elikhulu kusapho, kubudlelwane bezentlalo nasemsebenzini.
Ulufuna njani uncedo ngemisebenzi yemihla ngemihla?
Ekuhambeni kwexesha, umntu omthandayo usenokukufumanisa kunzima ukwenza imisebenzi yakhe yemihla ngemihla eyedwa. Ngelo xesha, uncedo lwakho luya kuba luncedo kakhulu. Le theyibhile ingezantsi idwelisa ezinye zeemeko apho uncedo lwakho lunokufuneka khona.
| Xa uncedo lufuneka | Oko unokukwenza |
|---|---|
| Inkumbulo | Bakhumbuze ngamagama abantu, ubuso babo, iindawo ezibalulekileyo kunye neendlela zabo. |
| Izinto ezibalulekileyo | Zikhumbuze ngezinto ezifana neentlanganiso zoogqirha kunye neentlanganiso zesikolo zabantwana, uze uziphathe nazo. |
| Iyeza | Bancede bathathe amayeza abo ngexesha. Ukuba kuyimfuneko, faka amayeza ebhokisini uze uwabhale ilebhile. |
| Ucoceko lomntu | Nceda ngezinto ezinje ngokunxiba, ukuhlamba, kunye nokuxukuxa amazinyo. |
| Ukutya kunye nemali | Ukunceda ekulungiseleleni ukutya okunempilo kunye nokunceda ekulawuleni imali. |
Gcina ezi zinto engqondweni xa unyamekela
- Ukhuseleko luza kuqala: Ngaphambi kokuba umntu omthandayo enze nantoni na eyedwa, jonga indawo engqongileyo ukuqinisekisa ukuba ikhuselekile kwaye ayinazo naziphi na iingozi ezinokubakho. Umzekelo, qiniseka ukuba isitovu segesi sicinyiwe kwaye iingcango zivaliwe.
- Fumanisa ukuba zeziphi izinto ezibabangela uxinezeleko: Qonda ukuba zeziphi izinto ezibakhathaza kakhulu nezibangela uxinezeleko. Umzekelo, ukuba ukuya evenkileni ukuyothenga ukutya abakufunayo ngeveki kubabangela uxinezeleko olukhulu, yenzani uluhlu lwezinto enizithengayo kunye.
- Musa ukucinga ukuba "abanakukwazi": Musa ukucinga ukuba umntu onesifo sengqondo esixhalabisayo akanakukwazi ukwenza into ethile. Okokuqala, jonga ukuba angakwenza ngokukhuselekileyo na. Nceda kuphela ukuba akanakukwazi.
- Yenza uphawu lokucela uncedo: Thetha nabo kwaye uphuhlise igama okanye uphawu olulula abanokukhumbula ukuluthetha xa belufuna ngokwenene uncedo lwakho.
- Nxibelelana rhoqo: Thetha rhoqo ukuze ubone ukuba indlela obanceda ngayo isasebenza na kubo, ukuba banazo naziphi na iingxaki ezintsha, kwaye ungabanceda njani ngakumbi.
Ungayicwangcisa njani imicimbi yezomthetho neyezemali?
Le yinxalenye ebaluleke kakhulu. Nje ukuba imeko yezonyango iqinisekiswe ngugqirha , kubalulekile ukuba nobabini nidibane negqwetha nize nibhale iPower of Attorney (POA) . Olu xwebhu lunika wena, okanye umntu omtyumbileyo njengomntu omthandayo, igunya elisemthethweni lokwenza izigqibo zemali, zepropathi kunye nezobuqu egameni lakhe.
Khumbula, kubaluleke kakhulu ukuthatha la manyathelo asemthethweni ngaphambi kokuba ukugula kube nzima, oko kukuthi, xa isigulana sikwinqanaba lengqondo esikwaziyo ukwenza izigqibo ngemicimbi yaso.
Kwakhona, cela uncedo kwigqwetha ukuze ulungiselele amaxwebhu asemthethweni abalulekileyo, njengombhalo wokugqibela welifa.
Iingxaki ezinxulumene nomsebenzi nemali
Njengoko izakhono zokukhumbula nokucinga zisiya ziwohloka, kuba nzima ukuqhubeka usebenza. Oku kunokukhokelela ekubeni uyeke umsebenzi wakho. Oku kuyingxaki enkulu kwimali yosapho. Ngoko ke, kubalulekile ukucwangcisa kwangaphambili izinto ezifana nezi:
- Buza umqeshi wakho: Ngaba kunokwenzeka ukuba uthathe umhlala-phantsi kwangethuba kwaye inkampani inikezela ngezinye iinkqubo zoncedo lwabasebenzi?
- Izibonelelo zikarhulumente: Jonga ukuba iSebe leeNkonzo zoLuntu laseSri Lanka libonelela na ngezibonelelo okanye uncedo kubantu abanezi meko zonyango. Lungisa iirekhodi zonyango ezifunekayo ngokufanelekileyo.
- Fumana ulwazi malunga ne-EPF/ETF: Buza ukuba ungayikhupha na imali kwi-Employees' Provident Fund (EPF) okanye nakweyiphi na enye i-fund kwangethuba ngenxa yezizathu zonyango. Fumana amaxwebhu afunekayo kugqirha wakho.
- Nciphisa iindleko: Thetha ngeemfuno zemali zentsapho kwangaphambili kwaye uxoxe ngeendlela zokunciphisa iindleko ezingeyomfuneko.
Oku kuyichaphazela njani intsapho, ingakumbi abantwana?
Kunokuba nzima kakhulu ukuba kukho abantwana abancinci ekhaya xa ufunyaniswa ukuba unale meko. Abantwana banokuba neemvakalelo ezahlukeneyo malunga nolu tshintsho, nokuba luvela kumama okanye kutata wabo.
- Abantwana abancinci: Basenokuba noloyiko kwaye baxhalabile, bebuza, "Kutheni umama/utata elibala izinto?"
- Ulutsha: Basenokuba neemvakalelo ezifanayo kwaye bakhathazeke ngokuthatha uxanduva olungakumbi ekhaya.
Eyona nto ibalulekileyo kukuthetha ngokunyanisekileyo nosapho lonke, kuquka nabantwana, ngesi sifo kunye nento onokuyilindela kwixesha elizayo. Cacisa iinyaniso kubo bonke abantu ngendlela efanelekileyo ngokweminyaka yabo. Nangona kunokuba buhlungu ukufunda inyaniso ekuqaleni, abantwana baya kuziva bekhululekile xa beqonda ukuba le yimbangela yokutshintsha kwendlela yokuziphatha komama/utata wabo.
Konke oku, uzinyamekela njani?
Ukuzinikela okwenzayo ukuze unike umntu omthandayo ubomi obungcono akunakulinganiswa nanto. Kodwa, luxanduva olukhulu. Nawe ungaziva unomsindo, udakumbile, kwaye uxinezelekile ngamanye amaxesha. Kuqhelekile kakhulu. Phantse wonke umntu okhathalela umntu onje uziva ezi mvakalelo.
Ungabanyamekela kakuhle abantu obathandayo kuphela ukuba uphilile. Ngoko ke, cinga ngawe nawe.
- Musa ukuzama ukwenza yonke into wedwa:Yamkela into yokuba awunakukwazi ukwenza yonke into wedwa. Ukuba umntu ucela ukukunceda, yamkela loo nto. Kwaye ungoyiki ukuthi "hayi" ukuba awukwazi.
- Thetha ngeemvakalelo zakho: Musa ukugcina iimvakalelo zakho zivaliwe ngaphakathi. Thetha nomhlobo othembekileyo okanye ilungu losapho ngalo mba. Ukuba kukho amaqela enkxaso adibanisa abantu abaye badlula kumava afanayo, ukujoyina nawo kunokuba yindlela entle yokukunceda uzive ungcono.
- Tsala umoya onzulu: Ukuzilolonga yenye yezona ndlela zilungileyo zokunciphisa uxinzelelo. Hambahamba, ubaleke, wenze into oyithandayo. Kuya kukunceda ulale ngcono kwaye kukwenze uzive uhlaziyekile.
- Yazi: Funda kangangoko unako ngale meko kunye notshintsho olunokwenzeka kwixesha elizayo. Oku kuya kukunceda ulungiselele ngcono ikamva. Thetha nogqirha wakho ngale nto kwaye ufumane ulwazi oluchanekileyo.
Umyalezo Wokuya Ekhaya
- Ukuba ubona utshintsho kwinkumbulo okanye kwindlela umntu omthandayo aziphatha ngayo, bonana nogqirha ofanelekileyo ngoko nangoko uze ufumane uxilongo oluchanekileyo.
- Kwakuba nje kuqinisekisiwe ukuba ugula, yenza amalungiselelo asemthethweni nawemali (afana nePower of Attorney, iLast Will kunye neTestamente) ngaphandle kokulibazisa.
- Yiba nomonde. Fumana iindlela ezintsha nezilula zokunxibelelana. Zama ukuqonda iimvakalelo zabo.
- Chazela intsapho, ingakumbi abantwana, ngokunyaniseka nangolwimi abaluqondayo.
- Ngaphezu kwako konke, zikhathalele. Zikhathalele impilo yakho yomzimba neyengqondo. Cela uncedo xa ulufuna.
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