E tranga fɔ put insay wɔd aw e kin fil fɔ no se yu mama, papa, ɔr pɔrsin wae rili lɛk yu gɛt Alzaima sik. Fɔs, dɛn kin ebul fɔ du ɛvride wok, lɛk fɔ manej mɔni, lɛk aw i nɔmal. Bɔt wi no se as di sik de go bifo, di tin dɛn we pɔsin kin mɛmba ɛn disayd fɔ du sɔntin kin go dɔŋ. Da tɛm de, wi fɔ disayd fɔ du sɔntin we go bɛnifit dɛn. Dis nɔto izi wok. Bɔt nɔ wɔri, if wi rɛdi fɔ dɛn tin ya bifo tɛm, wi go mek di famili nɔ strɛs.
Di impɔtant tin fɔ pripia ligal dɔkyumɛnt dɛn bifo tɛm
Di impɔtant tin we wi kin du na fɔ tink bifo tɛm ɛn mek sɔm klia ligal dɔkyumɛnt dɛn. Tru dɛn dɔkyumɛnt ya, if di pɔsin nɔ ebul fɔ disayd igen bɔt in wɛlbɔdi ɛn mɔni biznɛs, dɛn kin gi ɔda pɔsin dɛn disayd dɛn de.
Di tin we impɔtant pas ɔl na fɔ involv di pɔsin we sik pan dɛn tin ya we i stil gɛt gud maynd ɛn na di mental lɛvɛl we dɛn go ebul fɔ sayn wan dɔkyumɛnt bay lɔ. Dɔn dɛn go disayd fɔ du dɛn tin dɛn de akɔdin to wetin dɛn want .
We wi de tɔk bɔt dɛn tin ya, i go fayn fɔ mek yu aks lɔya fɔ ɛp yu. Wan ɔtnɔ we spɛshal pan ligal tin dɛn we de afɛkt ol pipul dɛn (ɛlda lɔ) kin ɛp yu wit di patikyula tin dɛn we yu go mit we yu de travul.
Wetin na di impɔtant ligal dɔkyumɛnt dɛn we wi nid fɔ tink bɔt?
We yu de plan fɔ tumara bambay, i impɔtant fɔ tɔk to yu dɔktɔ ɛn lɔya fɔ ɔndastand dɛn dɔkyumɛnt ya. Pan ɔl we sɔm pan dɛn tin ya kin difrɛn frɔm di we aw wi kɔntri de du tin, i impɔtant fɔ ɔndastand di men aidia.
| Di Dokumɛnt Nem | Fɔ tɔk am simpul wan, wetin kin apin wit dis? |
|---|---|
| Pawa fɔ Atɔ | We di pɔsin we gɛt Alzaima nɔ gɛt di pawa igen fɔ disayd fɔ du sɔntin, we de gi ɔda pɔsin (pɔsin we dɛn kin abop pan) di pawa fɔ disayd fɔ du tin wit mɔni ɛn lɔ fɔ am. |
| Pawa fɔ Atɔ fɔ Ɛlth Keya | Fɔ pik pɔsin fɔ disayd fɔ du ɔl di tin dɛn we gɛt fɔ du wit wɛlbɔdi biznɛs fɔ di pɔsin, lɛk fɔ trit am, fɔ pik dɔktɔ dɛn, ɛn fɔ kia fɔ di pɔsin we i dɔn day. |
| Livin Wil | If pɔsin sik bad bad wan ɔ fɔdɔm na kɔma, i impɔtant fɔ disayd bifo tɛm ɛn rayt am if dɛn fɔ gi am layf sɔpɔt ɔ nɔ fɔ gi am layf sɔpɔt. |
| Trast dɛn we De Liv | Fɔ pik pɔsin we trɔsti (wan pɔsin ɔ institiushɔn lɛk bank) fɔ manej dɛn prɔpati (ɛsɛt). We di pɔsin we sik nɔ ebul fɔ manej in prɔpati, dis trɔsti kin invɛst ɛn manej am sef wan. |
| Wan Wil | Dis na sɔntin we bɔku pipul dɛn sabi. Na dɔkyumɛnt we de gi nem to di pɔsin we go de manej yu prɔpati (di ɛgzikitɔ) ɛn di pipul dɛn we fɔ gɛt am (di wan dɛn we go bɛnifit) afta yu day. |
Aw yu kin plan yu mɔni biznɛs?
I impɔtant bak fɔ plan aw yu go pe fɔ di mɛrɛsin ɛn liv ɛkspɛns tumara bambay. Dis kin tranga fɔ tɔk to pipul dɛn, bɔt i impɔtant fɔ du am fɔ ɔlman na di famili tumara bambay.
Di fɔs tin we yu fɔ du na fɔ tɔk tru bɔt di mɔni we yu famili gɛt. Tɔk bɔt ɔltin ɛn nɔ ayd ɛnitin.
Na sɔm tin dɛn ya fɔ du:
- Mek wan list fɔ ɔl di prɔpati dɛn: Gayd ɔl di faynɛns dɔkyumɛnt dɛn we yu pɔsin we yu lɛk gɛt, lɛk prɔpati, land dɛd, bank akaun ditil, bond sɛtifiket, inshɔrans polisi, ɛn ɔda tin dɛn na wan ples. Nɔ mis ɛnitin.
- Wok wit advaysa we kwalifay: Tɔk to pɔsin lɛk pɔsin we de plan fɔ du mɔni biznɛs, akauntant, ɔ lɔya fɔ tɔk bɔt aw fɔ put mɔni, aw fɔ gɛt mɔni tumara bambay, ɛn aw fɔ tek advantej pan di taks we dɛn go pul.
- List di ɛkspɛns dɛn we gɛt fɔ apin:Dis rili impɔtant. Mek wan list fɔ ɔl di spɛns dɛn we yu tink se yu go spɛn insay di nɛks sɔm ia.
- Mɛdikal tritmɛnt we de kɔntinyu
- Di mɛrɛsin dɛn we dɛn kin gi pɔsin
- Savis fɔ kia fɔ pipul dɛn
- Tin dɛn fɔ kia fɔ yusɛf, fɔ ɛgzampul, tin dɛn we pɔsin kin yuz fɔ mek i nɔ ebul fɔ kɔntrol insɛf ɔ spɛshal tin dɛn we pɔsin kin it.
We yu plan bifo tɛm lɛk dis, yu go rɛdi mɔ fɔ bia wit prɔblɛm dɛn we nɔ go mek yu fred. Mɛmba se dis na fɔ mek di pɔsin we yu lɛk in fiuja sef.
Mɛsej we dɛn kin kɛr go na os
- Start fɔ plan fɔ di pɔsin in ligal ɛn faynɛns biznɛs ali na di Alzaima sik prɔses. Nɔ put am bifo.
- As lɔng as di pɔsin gɛt di maynd fɔ disayd fɔ du sɔntin, fɔ tru, put am insay dɛn plan ya. Na dɛn rayt.
- Aks advays frɔm lɔya bɔt impɔtant dɔkyumɛnt dɛn lɛk Pawa fɔ Atɔ ɛn Livin Wil.
- Ɔndastand ɔl di tin dɛn we yu go spɛn tumara bambay ɛn pripia wan faynɛns plan fɔ dɛn.
- We yu de du ɔl dɛn tin ya, put wetin yu lɛk fɔs ɛn rɛspɛkt am fɔs ɔltɛm. Akt di we we go rɛspɛkt dɛn rɛspɛkt.
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