Uma udokotela ekutshela ukuthi othile emndenini wakho unesifo i-Alzheimer's, kuyinto evamile ukuzizwa sengathi umhlaba wakho wonke uwile. Kusukela ngaleso sikhathi kuqhubeke, sicabanga kakhulu ngempilo yesiguli. Ukunaka kwethu konke kugxile ezintweni ezinjengokuthi ngabe sithola imithi efanele, ukubona udokotela ngesikhathi, nokuthola ukudla nokuphuza okufanele. Kodwa ngokugula isikhathi eside kangaka, ngemva kwesikhathi esithile, kuvela inkinga enkulu okungekho noyedwa kithi ocabanga ngayo. Leso yisici sezezimali. Namuhla, sizokhuluma ngomthelela lesi sifo esingaba nawo emnothweni womndeni.
Kungani udinga ukucabanga ngalokhu kusenesikhathi bese uhlela?
Kalula nje, i-Alzheimer's yisifo esiqhubekayo esiba sibi kancane kancane ngokuhamba kwesikhathi. Lokhu kusho ukuthi imisebenzi umuntu omthandayo angayenza ngokuzimela namuhla ingase ingenzeki ezinyangeni ezimbalwa noma ngonyaka. Njengoba lesi sifo siqhubeka, ikhono labo lokuphatha izindaba zabo, ukwenza izinqumo, nokuphatha imali liyehla kancane kancane.
Cabanga nje, umuntu owayenelayisensi yokushayela futhi eshayela imoto ngesikhathi sokuqala kwesifo, kodwa njengoba isifo siqhubeka, ngeke esakwazi ukwenza kanjalo. Umuntu owayephethe ama-akhawunti akhe asebhange uzokhohlwa ngakho. Ngenxa yezinto ezinjengalezi, ukuhlela kusengaphambili kuzokulethela impumuzo enkulu, isiguli, kanye nomndeni wonke, kokubili ngokwengqondo nangokwezimali. Esikhundleni sokwenza izinqumo ngokushesha ngesikhathi sokwesaba, kungcono ukucabanga ngezinto bese wenza uhlelo kusenesikhathi.
Uqala kanjani ukwenza uhlelo oluhle?
Lokhu akuyona into ongayenza wedwa. Kubaluleke kakhulu ukuthi wonke umndeni uhlangane ndawonye uxoxe ngalokhu.
1. Khuluma ngokukhululekile: Hlanganisa wonke umndeni bese nixoxa ngokukhululekile ngezinselele zesikhathi esizayo, izindleko, nokuthi nizobhekana kanjani nazo. Lokhu kungaba yingxoxo enzima, kodwa kubalulekile.
2. Xhumana nodokotela wakho: Khuluma nodokotela womndeni wakho ngalokhu. Uzokwazi ukukunikeza ulwazi oluthile mayelana nendlela lesi sifo esiqhubeka ngayo, futhi uma kudingeka, akuthumele kwabanye ochwepheshe abangakweluleka ngezindaba ezinjalo.
3. Lungisa amadokhumenti asemthethweni: Ngesikhathi isiguli sisaphilile engqondweni, kuwukuhlakanipha ukulungiselela amadokhumenti asemthethweni (isib., iGunya Lommeli) lesikhathi esizayo. Lokhu kuzonikeza ilungu lomndeni elithembekile igunya lokwenza izinqumo zezezimali nezokwelapha zesiguli uma singakwazi ukuzenzela lutho.
Yiziphi izinketho zezimali esinazo eSri Lanka?
Nakuba amazwe afana neMelika enezinhlelo ezikhethekile ezifana ne-"Medicare" kanye ne-"Medicaid" eziqhutshwa uhulumeni, uhlelo lwethu eSri Lanka luhlukile. Kodwa kunezinketho esingazisebenzisa futhi.
Unayo yini inshuwalense yezempilo?
Uma wena noma isiguli ninomshwalense wezempilo wangasese, yilokho okufanele nikubheke kuqala.
- Funda idokhumenti yenqubomgomo ngokucophelela: Hlola idokhumenti yakho yenqubomgomo yomshuwalense ukuze ubone ukuthi ihlanganisa yini izifo zesikhathi eside njenge-Alzheimer's, izifo zemizwa kanye ne-dementia.
- Thola ukuthi yini ngempela embozwayo: Buza ukuthi malini embozwayo ngezinto ezifana nezindleko zikadokotela, ukulaliswa esibhedlela, imithi, kanye nokunakekelwa ekhaya uma kudingeka.
- Buza imibuzo uma ungabaza: Uma kukhona ongakuqondi, ungesabi ukushayela inkampani yomshuwalense ucele ukucaciselwa.
Izinzuzo kanye nokumbozwa okuvela endaweni yokusebenza
Uma isiguli noma ilungu lomndeni lisebenza, xhumana nomnyango wezabasebenzi endaweni yokusebenza.
- Ezinye izinhlangano zihlinzeka ngensizakalo yomshuwalense wezempilo kubasebenzi.
- Futhi, thola ukuthi inhlangano yakho inikeza noma yimuphi umshwalense wesibonelelo noma wokukhubazeka uma ungakwazi ukusebenza ngenxa yokugula.
Insizakalo yezempilo kahulumeni
Inani elikhulu lezinsizakalo linikezwa mahhala ezibhedlela zikahulumeni eSri Lanka. Ukuvakashela odokotela, ukuhlolwa okuyisisekelo, kanye nemithi eminingi etholakala ezibhedlela kuyatholakala mahhala. Lokho kungamandla amakhulu kubantu bezwe lethu.
Kodwa iqiniso liwukuthi, ngesifo esihlala isikhathi eside njenge-Alzheimer's, kunezikhathi lapho kufanele sithwale izindleko ngaphandle kwesibhedlela sikahulumeni. Imithi ethile ebizayo, ukuhlolwa okukhethekile, futhi ikakhulukazi uma kudingeka umuntu ozonakekela isiguli ekhaya ('umnakekeli'), kufanele sithwale lezo zindleko.
Yiziphi izindleko eziyinhloko ezihambisana nesifo i-Alzheimer's?
Ukuqaphela lezi zindleko kusenesikhathi kuzosiza kakhulu ekudaleni uhlelo lwakho lwezezimali. Ake sibheke izindleko eziyinhloko ezingaba khona.
| Uhlobo lwezindleko | Izinto okufanele uzicabangele |
|---|---|
| Imali yezokwelapha kanye nokuhlolwa | Izindleko zezinto ezifana nokuhlolwa njalo kwezokwelapha, izimali ezikhethekile, ukuskena kobuchopho (i-CT/MRI scans), kanye nokuhlolwa kwegazi. |
| Imithi | Izindleko zenyanga zemithi yokulawula izimpawu nokunciphisa ukuqhubeka kwesifo. Eminye imithi ingabiza kakhulu. |
| Ukunakekelwa Kwasekhaya | Uma umnakekeli oqeqeshiwe kufanele alethwe ekhaya ukuze anakekele isiguli, umholo wakhe uzobiza imali eningi. |
| Izinguquko ekuphepheni kwasekhaya | Izindleko zokuguqulwa njengokufaka izinti zokubopha endlini yokugezela kanye namathayela angasheleli ukuze isiguli sikwazi ukuhambahamba ngokuphephile ekhaya. |
| Imishini ekhethekile | Njengoba isifo siqhubeka, kungadingeka ukuthenga noma ukuqasha imishini ekhethekile njengezihlalo zabakhubazekile nemibhede yasesibhedlela. |
| Izikhungo zokunakekelwa kwezindawo zokuhlala | Uma isimo singabekezeleleki ekhaya ezigabeni zokugcina, izindleko zekhaya labagugile noma isikhungo sokunakekelwa okukhethekile zingabiza kakhulu. |
Ukucabanga kusengaphambili nokulungiselela ngokwezimali kuzoba amandla amakhulu kuwe nomndeni wakho phakathi nalolu hambo olunzima.
Lolu hambo akulona olokuthwalwa wedwa. Ngokubhekana nale nselele ngokusekelwa kanye nohlelo oluhle, ungenza lesi sikhathi sibe mnandi ngangokunokwenzeka kuwe kanye nesiguli sakho osithandayo.
Umlayezo Wokuya Nawe Ekhaya
- Hlela kusenesikhathi: Qala ukucabanga ngezimali kusenesikhathi ngemva kokuthola isifo i-Alzheimer's. Uma ulinda isikhathi eside, kuzoba nzima ukwenza izinqumo.
- Qonda umshwalense wakho: Uma wena noma isiguli sinomshwalense wezempilo ozimele, cacisa ngokumbozwa kwawo kanye nemikhawulo yawo.
- Khulumani njengomndeni: Khulumani ngokukhululekile nangokwethembeka nomndeni wakho ngemali nokunakekelwa kwesikhathi esizayo. Yenzani izinqumo ndawonye.
- Bhala izindleko: Thola umbono kusengaphambili ngezindleko ezingaba khona esikhathini esizayo (imithi, ababungazi, izimali zezokwelapha).
- Funa usizo lwezokwelapha: Khuluma nodokotela womndeni wakho ngalokhu. Kuzokusiza ukuthola isiqondiso ngesimo nokuthi yini okufanele uyenze ngokulandelayo.
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