I sum leh pai enkawl hi mi tam tak tan chuan thil harsa tak a ni. I sum hman dan chhinchhiah te, i bill pek te, leh payday atanga payday thlenga sum tlemte khawlkhawm te hi thil awlsam a ni lo. Hei hi Attention-Deficit/Hyperactivity Disorder (ADHD) i neih chuan a harsa zawk thei. Mahse, lungngai suh, nangmah chauh i ni lo. He natna nen hian i nunpui lai hian i thawhrimna sum humhimna tur kawng tam tak a awm a. An chanchin hi han sawi ila.
ADHD leh i wallet inzawmna chu eng nge ni?
Research atanga a lan dan chuan ADHD vei puitling thalai te hian sum hman danah harsatna hrang hrang an nei a, a chhan lian ber chu he natna nena lo awm mizia pathum vang a ni.
1. Hun sawn hlat: "Vawiin hian ka tih a ngai a nih chuan naktuk hian bill ka pe ang," emaw, "Nakinah pawisa chu savings-ah ka dah ang" tih ang chi ngaihtuah.
2. Disorganization : Bill awmna hmun hriat reng loh, due date zawh hnu thlenga bill pek hun tur hriat reng loh.
3. Impulsivity: Thil tih hi impulse-a tih, ngaihtuah lovin. Store-a kal a, "on impulse"-a i mamawh loh thil lei ang chi.
Heng miziate hi a chhe lo hauh lo va, mahse i sum leh pai enkawl dan dik a ti harsa thei a ni. Chuvângin, heng mizia tinte hi i hmachhawn theih dân leh i sum leh pai dinhmun tihchak dân tûr ṭhenkhat i lo en ang u.
Engtin nge ‘procrastination’ hi tihtawp theih ang?
Procrastination hi ADHD symptom tlangpui a ni a, mahse heng trick awlsam tak tak hmang hian i hneh thei a ni.
- Hna lian tak takte chu a tenau zawkah then rawh: Thla khat chhunga sum ngaihtuah chu phurrit lian tak anga i hriat chuan, a te zawkah then rawh. Hna thawh tur tinte chu list siam rawh. Entirnan, "Electric bill ka check dawn" tih leh "A dawt leh hunah online-in ka pe dawn" tih ziak rawh. Task i tih zawh chuan a hmaah check mark dah la. Chutiang chuan i hlim lehzual ang.
- I pawisa pek tur pawimawh ber berte chu dah pawimawh ber rawh: A theih chuan i thil pawimawh tak tak, credit card bill, rent, loan pek, leh car lease te chu pawisa i hmuh veleh pe rawh. Chutiang chu a theih loh chuan thla laihawl velah ni khat dang dah la, i bill check turin. Paper bill i hman chuan "PAID" tih leh i pek ni chu lehkha lian takin ziak rawh. Hei hian double paying leh pek theihnghilh loh nan a pui ang che.
- Bill chu automatic-a pek thin (Auto-pay):Tunah chuan company tam tak chuan online banking hmangin auto-pay service an pe tawh a ni. Heng pawisa pek turte hi i bank-a pawisa i neih ni, payday ang chiah hian set up rawh. Bill pek a nih hunah i phone emaw email emaw ah notification set up rawh. Notification i dawn chuan bill kha check la, a zat dik leh dik loh enfiah rawh.
- Hnathawh atân hun ruat rawh: Kar khat chhûnga ni tin hun khata i sum leh pai hna thawh chu tih dânah siam rawh. Entirnan, Pathianni apiangin 6 atanga 7 p.m. Hei hi tih dan a lo nih chuan hun sawn hlat chu a tlahniam mai ang.
- Tlemte pawh save rawh: Savings account hran siam rawh. Thla tin i hlawh account atanga savings account-a sum tlemte (e.g. Rs. 1000) automatic transfer siam rawh. I hre lo pawh a ni mai thei, mahse kum khat tawp lamah chuan sum tam tak i la nei dawn a ni.
Disorganization chungchangah eng nge i tih?
Engkim hi a chang chuan a buai ang maiin a lang em? I bill leh receipt awmna hmun i hmu thei lo em ni? A hnuaia table hian he dinhmun hi thunun theihna tur kawng thenkhat a tarlang a ni .
| Remhriatna | I tih tur chu a awlsam hle. |
|---|---|
| Hman senso record rawh. | Notebook te tak teah emaw, i phone-a app-ah emaw, i thil lei zawng zawng, a man zat te ziak vek rawh. Ni khatah vawi khat hetiang ti turin i phone-ah hriattirna set rawh. Thla tawp lamah chuan i sum tam zawk chu khawiah nge a kal tih chiang takin i hmu ang. |
| Budget chu hmuh theih turin siam rawh. | I sum lakluh leh i hmanral zat chart mawi tak, rawng hrang hranga ziak siam rawh. Budgeting app thenkhat chuan hei hi a ti awlsam hle. A nih loh leh, i sum khawlkhawm tum (e.g., phone thar, zinkawng) chu lehkha lian takah ziak la, chutah chuan pawisa i dah belh apiangin rawng siam rawh. |
| Bill tihtlem | Credit card tam tak i neih chuan pakhat zel hian bill hran a nei ang. Hei hi a buaithlak hle thei. A theih chuan i hman tam ber chauh dah la, a dangte chu paih chhuak rawh. Tichuan bill pakhat chauh ngaihtuah tur i nei a ni. |
| Hmun reh tak thlang rawh. | Sum leh pai kaihhnawih hna i thawh hian TV, social media, leh naupang thawm ri ang chi thilte hian i ngaihtuahna a tibuai thei a ni. Heng hna thawhna tur hmun hran, reh leh mumal tak siam rawh. |
| Paper atanga hla takah awm rawh. | Paper tam tak enkawl harsatna i neih chuan e-bill-ah switch rawh. Tichuan bill tin chu i email-ah folder-ah i dah fel thei ang. I mamawh hunah hmuh a awlsam khawp mai. |
| Engkim tan hmun khat. | I sum leh pai chungchanga document zawng zawng (bank book, bill, receipt) dahna tur hmun pakhat siam rawh. I computer-a pheikhawk bawm emaw, file folder emaw, password hmanga venhimna folder emaw pawh a ni thei. A pawimawh ber chu hmun him pakhata engkim dah vek hi a ni. |
Chûng thilte chu mahni chauha tih harsa i tih chuan, i ṭhian, i kawppui, a nih loh leh i chhûngte i rintlak tak hnên aṭanga ṭanpuina dîl hreh ngai suh. A châng chuan, ngaih dân pahnihna hi ṭanpuitu lian tak a ni thei.
Engtin nge i sum hman dân i thunun theih?
ADHD vei te hian "thil pakhat en tura kal" an mamawh angin an inhria fo thin. He impulse hi control dan tur thenkhat chu hetiang hi a ni.
- I thlemna hmunte chu pumpelh rawh: I mamawh loh thil lei duhna hmun a awm chuan (e.g. shopping mall, flea market, online shopping website thenkhat), chu hmuna i tlawh chu fimkhur takin tihtlem rawh. "Offer" thawn rengtu leh thil lei tura hiptu dawr email list atang hian unsubscribe rawh.
- Shopping i kal hmain ruahmanna siam rawh: Shopping i kal dawn a nih chuan list siam ngei ngei tur a ni. Chu list-a thil awmte tan chauh pawisa la rawh. A theih chuan sum khawl thiam thian rawn hruai la.
- Credit card chakna tihtlem rawh:Credit card hmanga sum i hman hian a ritzia i hre lo. Chuvangin cash tam thei ang ber hmang rawh. Kar khat chhunga i hman tur zat chauh la chhuak la, i wallet-ah dah rawh. I credit card chu in lama hmun him, awlsam taka thlen theih lohna hmunah dah la.
- I thil tum kha inhriat nawn tir rawh: I credit card-ah i sum khawlkhawm tur hriat nawn tirtu sticker te tak te dah la (e.g., "Thailand trip," "New laptop"). I card i hman apianga i hmuh hian a tul lo taka sum i sen hmain ngaihtuah nawn leh hmasa phawt ang che.
- "Cooling-off period" pe rawh: Sum tam tak senga thil lei i ngaihtuah a nih chuan darkar 24 chhung nghak la, i lei hmain. I phone ah timer set rawh. Darkar 24 hnuah pawh i duh angin i la inhriat chuan chauh ngaihtuah rawh. Vawi tam tak chu chutih hunah chuan duhna chu a reh tawh ang.
Hei hi zan khata tih theih a ni lo. Hrilhfiahna tenau tak tak hmangin tan la la, zawi zawiin sum leh pai lama nunphung tha zawk nei turin hma la rawh. He zinkawngah hian i rilru a hah emaw, i stress emaw a nih chuan i doctor nen inbiakna neih a pawimawh a, a tul chuan psychologist tanpuina lak a pawimawh bawk.
Take-Home Thuchah a ni
- ADHD hi damdawi lam thil a ni. Sum leh pai lama harsatna a thlente hi i mimal chak lohna a ni lo. A chinfel dan tur a awm.
- Thil tihkhawtlai kha bansan la, hna thawh tur chu a then then la, auto-pay siam la, sum hnathawhna tur hun bituk siam rawh.
- Order siam la, sum senso track la, bill siam awlsam la, hmun reh takah thil tihbuai awm lohna hmunah hna thawk rawh.
- Shopping list atanga hnathawh a, credit card aiah cash hmanga, leh thil lian tak lei hma darkar 24 nghah hmangin impulsive spending control rawh.
- He zinkawng hi nangmah chauhin paltlang suh. I rintlak tak hnen atangin tanpuina la rawh. Tin, ngaihtuahna i neih chuan i doctor nen inbiakna neihpui bawk ang che.
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