Gucunga imari yawe ni ikibazo gikomeye ku bantu benshi. Ntabwo byoroshye gukurikirana amafaranga ukoresha, kwishyura fagitire zawe, no kuzigama amafaranga make kuva ku munsi w'umushahara kugeza ku munsi w'umushahara. Ibi bishobora kugorana kurushaho niba ufite ikibazo cyo kudatekereza neza/kubura imbaraga nyinshi mu mubiri (ADHD) . Ariko ntugahangayike, nturi wenyine. Hari uburyo bwinshi bwo kugufasha kurinda amafaranga yawe wakoreye cyane mu gihe ubana n'iki kibazo. Reka tubiganireho.
Ni iyihe sano iri hagati ya ADHD n'ikiguzi cyawe cyo kwishyura?
Ubushakashatsi bwerekana ko urubyiruko rurwaye ADHD rufite ibibazo bitandukanye mu gucunga amafaranga, ahanini bitewe n’ibintu bitatu bizana n’iyo ndwara.
1. Gutinda: Gutekereza ibintu nk'ibi ngo "Nzishyura fagitire ejo nibiba ngombwa ko mbikora uyu munsi," cyangwa "Nzigama amafaranga nyuma."
2. Kutagorora : Kutibuka aho inyemezabuguzi ziri, kutibuka igihe zigomba kwishyurwa kugeza nyuma y'itariki ntarengwa yo kuzishyura.
3. Guhubuka: Gukora ibintu uhubutse, utiriwe utekereza. Nk'iyo ujya mu iduka ukagura ikintu udakeneye "uhubutse."
Izi ngeso si mbi cyane, ariko zishobora gutuma bigorana gucunga imari yawe neza. Reka turebere hamwe uburyo bumwe na bumwe ushobora guhangana na buri ngeso kandi ugashimangira ubukungu bwawe.
Ni gute wahagarika 'gutinda'?
Gutinda ni ikimenyetso gisanzwe cya ADHD , ariko ushobora kugitsinda ukoresheje aya mayeri yoroshye.
- Gabanya imirimo minini mo ibice bito: Niba gutekereza ku mafaranga ukwezi kose bisa n'umutwaro ukomeye, gabanyamo ibice bito. Kora urutonde rwa buri gikorwa kigomba gukorwa. Urugero, andika "Ndimo kugenzura fagitire y'amashanyarazi" na "Ndimo kwishyura kuri interineti ubutaha." Nurangiza akazi, shyira akamenyetso imbere yako. Muri ubwo buryo, uzumva wishimye cyane.
- Shyira imbere amafaranga yawe y'ingenzi: Niba bishoboka, wishyure ibintu by'ingenzi nk'amakarita y'inguzanyo, ubukode, inguzanyo, n'ubukode bw'imodoka ukimara kwishyurwa. Niba bidashoboka, shyira ku ruhande undi munsi hagati mu kwezi kugira ngo urebe fagitire zawe. Niba ukoresha fagitire z'impapuro, andika "WISHYUYE" n'itariki wishyuyeho fagitire mu nyuguti nini. Ibi bizagufasha kwirinda kwishyura kabiri no kwibagirwa kwishyura.
- Imenyere kwishyura fagitire mu buryo bwikora (Kwishyura mu buryo bwikora):Amasosiyete menshi ubu atanga serivisi zo kwishyura byihuse binyuze muri banki yo kuri interineti. Shyiraho ayo mafaranga ku munsi ufite amafaranga muri banki yawe, nko kwishyura umunsi w'umushahara. Shyiraho itangazo kuri telefoni yawe cyangwa kuri imeri igihe fagitire yishyuwe. Iyo wakiriye iryo tangazo, reba fagitire kugira ngo urebe neza ko amafaranga ari yo.
- Shyira ku ruhande umwanya wo gukora akazi: Gira akamenyero ko gukora akazi kawe k'imari mu gihe kimwe buri munsi w'icyumweru. Urugero, buri Cyumweru kuva saa kumi n'ebyiri kugeza saa moya z'umugoroba. Iyo ibi bibaye akamenyero, gutinda bizagabanuka.
- Zigama bike: Tangira konti yo kuzigama itandukanye. Shyiraho uburyo bwo kohereza amafaranga make (urugero: 1000 Rs) uhereye kuri konti y'umushahara wawe buri kwezi ujya kuri konti yo kuzigama. Ushobora no kutabimenya, ariko mu mpera z'umwaka, uzaba usigaranye amafaranga menshi.
Ukora iki ku bijyanye no kutagira gahunda?
Ese hari igihe ibintu byose bisa n'aho ari akajagari? Ntushobora kubona aho fagitire zawe n'inyemezabuguzi zawe biri? Imbonerahamwe iri hepfo igaragaza uburyo bumwe na bumwe bwo kugufasha kugenzura iki kibazo.
| Ingamba | Icyo ugomba gukora ni cyoroshye. |
|---|---|
| Amafaranga yakoreshejwe mu kwandika. | Mu ikaye nto cyangwa kuri porogaramu kuri telefoni yawe, andika ibyo uguze byose, hamwe n'ikiguzi cyabyo. Shyiraho ikimenyetso cyo kukwibutsa kuri telefoni yawe kubikora rimwe ku munsi. Mu mpera z'ukwezi, uzabona neza aho amafaranga yawe menshi ajya. |
| Shyira ahagaragara ingengo y'imari. | Kora imbonerahamwe nziza kandi ifite amabara yerekana amafaranga winjiza n'ayo ukoresha. Porogaramu zimwe na zimwe zo gutegura ingengo y'imari ziroroshya ibi. Cyangwa, shushanya intego ugerageza kuzigama (urugero: telefoni nshya, urugendo) ku rupapuro runini hanyuma urusige irangi igihe cyose wongeyeho amafaranga. |
| Gabanya fagitire | Niba ufite amakarita menshi y'inguzanyo, buri imwe izaba ifite fagitire yayo yihariye. Ibi bishobora gutera urujijo cyane. Niba bishoboka, gumana iyo ukoresha cyane hanyuma ukuremo andi. Hanyuma ufite fagitire imwe gusa yo guhangayikishwa nayo. |
| Hitamo ahantu hatuje. | Mu gihe ukora imirimo ijyanye n'amafaranga, ibintu nka televiziyo, imbuga nkoranyambaga, n'abana bavuza urusaku bishobora kukurangaza. Shyira ahantu hihariye, hatuje kandi hateguwe ho gukorera iyo mirimo. |
| Irinde impapuro. | Niba ufite ikibazo cyo gucunga impapuro nyinshi, hindura ukoreshe e-falls. Hanyuma ushobora kubika buri fagitire mu buryo buteguye neza mu madosiye ari muri imeri yawe. Biroroshye kuyibona igihe uyikeneye. |
| Ahantu hamwe kuri byose. | Shyiraho ahantu hamwe ho kubika inyandiko zawe zose z'imari (ibitabo bya banki, fagitire, inyemezabuguzi). Hashobora kuba agasanduku k'inkweto, dosiye, cyangwa dosiye irinzwe ijambo ry'ibanga kuri mudasobwa yawe. Icy'ingenzi ni ukubika byose ahantu hamwe mu mutekano. |
Niba bigoye gukora ibi bintu wenyine, ntugatinye gusaba ubufasha ku nshuti wizeye, uwo mwashakanye cyangwa uwo mu muryango wawe. Hari igihe igitekerezo cya kabiri gishobora kugufasha cyane.
Ni gute wagenzura akamenyero kawe ko gukoresha amafaranga?
Abantu bafite ADHD bakunze kumva bakeneye "kujya kureba ikintu runaka." Dore bumwe mu buryo bwo kugenzura iki gishuko.
- Irinde ahantu hagukurura: Niba hari ahantu ukunda kumva ushaka kugura ibintu udakeneye (urugero: amaduka manini, amasoko y'ubucuruzi, imbuga zimwe na zimwe zo guhaha kuri interineti), gabanya kujya muri ibyo hantu. Kuraho urutonde rwa imeri rw'amaduka ahora akoherereza "ibicuruzwa" kandi akagukurura kugura ibintu.
- Teganya mbere yo kujya guhaha: Niba ugiye guhaha, menya neza ko wanditse urutonde. Fata amafaranga gusa ku bintu biri kuri urwo rutonde. Niba bishoboka, uzane n'inshuti izi kuzigama amafaranga.
- Imipaka y'ingufu z'ikarita y'inguzanyo:Iyo ukoresha amafaranga ukoresheje ikarita y'inguzanyo, ntubona uburemere bwayo. Kubwibyo, koresha amafaranga menshi ashoboka. Kuramo gusa amafaranga ukeneye gukoresha muri icyo cyumweru uyashyire mu mufuka wawe. Bika ikarita yawe y'inguzanyo ahantu hatekanye mu rugo, aho idashobora kugerwaho byoroshye.
- Ibuka intego yawe: Shyira agapapuro gato ku ikarita yawe y'inguzanyo kakwibutsa ibyo uzigama (urugero: "Urugendo rwo muri Tayilande," "Igendanwa nshya"). Kuyibona buri gihe ukoresha ikarita yawe bizatuma utekereza kabiri mbere yo gukoresha amafaranga atari ngombwa.
- Ihe igihe cyo gukonjesha: Niba urimo gutekereza kugura ikintu ku mafaranga menshi, tegereza amasaha 24 mbere yo kukigura. Shyiraho igihe kuri telefoni yawe. Tekereza gusa niba ucyumva ko ucyifuza nyuma y'amasaha 24. Akenshi, icyo cyifuzo kiba cyarashize icyo gihe.
Iki si ikintu gishobora gukorwa mu ijoro rimwe. Tangira uhindura ibintu bito buhoro buhoro, ukomeze buhoro buhoro kugira ngo ugere ku ngeso nziza mu by'imari. Niba wumva utameze neza cyangwa ufite stress muri uru rugendo, ni ngombwa kuvugana na muganga wawe, kandi nibiba ngombwa, shaka ubufasha bw'inzobere mu by'imitekerereze y'abantu.
Ubutumwa bwo kujyana mu rugo
- ADHD ni indwara. Ibibazo by'ubukungu biterwa nayo si intege nke zawe bwite. Hariho ibisubizo.
- Reka gutinda gukora, gabanya imirimo mo ibice, shyiraho uburyo bwo kwishyura byikora, kandi ushyireho igihe runaka cyo gukora imirimo y'amafaranga.
- Kora commande, kurikirana amafaranga akoreshwa, worohereze fagitire, kandi ukorere ahantu hatuje hatari ibikurangaza.
- Genda gukoresha amafaranga ukoresheje uburyo bwo guhaha, ukoreshe amafaranga aho gukoresha ikarita y'inguzanyo, kandi utegereze amasaha 24 mbere yo kugura ikintu kinini.
- Ntugakore uru rugendo wenyine. Shaka ubufasha ku muntu wizeye. Nanone, vugana na muganga wawe niba ufite ikibazo.











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