Uma udokotela wakho ekutshela ukuthi unomdlavuza webele , kungazwakala njengokushaywa okukhulu ekhanda lakho. Kusukela ngaleso sikhathi kuqhubeke, impilo yakho yonke iyashintsha. Kanye nokwesaba, ukudabuka, nokukhathazeka ngalesi sifo, kufanele ubhekane nenye inkinga enkulu abantu abaningi abangayicabangi. Leyo yizindleko zalezi zindlela zokwelapha. Lokhu ngezinye izikhathi kungaba ngaphezu kokucindezeleka kwesifo uqobo. Kodwa ungakhathazeki, akudingeki udlule kulolu hambo wedwa. Namuhla, sizoxoxa ngezindlela zokukusiza ukuphatha lezi zindleko.
Yiziphi izimbangela zezindleko?
Inqubo yokwelapha umdlavuza webele akuyona into engaqedwa ngosuku olulodwa. Ngakho-ke, izindleko zingahlangana ngokungazelelwe. Lezi zindleko zingahlukaniswa zibe izingxenye ezimbili eziyinhloko.
| Uhlobo lwezindleko | Izibonelo nezincazelo |
|---|---|
| Izindleko Zezokwelapha Eziqondile | Lezi yizindleko ezihlobene ngqo nokwelashwa. Isibonelo, ukukhokha kanye, ama-deductibles, imithi ethile, ukwelashwa ngokomzimba ngemva kokuhlinzwa, kanye nokwelashwa ngempilo yengqondo ukulawula ukucindezeleka kwesimo samanje. |
| Izindleko Ezingaqondile | Lezi yizindleko ezihlanganisa imali eningi. Cabanga ngezinto ezifana nezindleko zokuhamba ukuya nokubuya esibhedlela, izimali zokupaka, amawigi noma ama-scarves ongazisebenzisa lapho izinwele zilahleka ngenxa yokwelashwa, ngezinye izikhathi ukudla okukhethekile okunomsoco, imali engenayo elahlekayo uma ungakwazi ukuya emsebenzini ngesikhathi sokwelashwa, kanye nezindleko zokuhlala uma uvela esifundeni esikude uya edolobheni elifana neColombo ukuze uthole ukwelashwa. |
Ezinye izindlela zokwelapha ezihambisanayo, njenge -acupuncture , zingasiza ekunciphiseni imiphumela emibi ye-chemotherapy kanye ne -radiation therapy, njengesicanucanu nokukhathala. Kodwa-ke, lezi nazo ziza nezindleko ezengeziwe.
"Lezi zindleko zingaba umthwalo onzima kakhulu," ngakho-ke kubalulekile ukuqaphela lokhu kusenesikhathi.
Ungabi namahloni okucela usizo.
Lena into ebaluleke kakhulu. Ukuzama ukwenza yonke into wedwa esikhathini esinzima kangaka nokuba namahloni okucela usizo kuyinto engenabulungisa enkulu ongayenza kuwe. Ukucela usizo akusikho ubuthakathaka, kungamandla. Kunezikhungo nabantu ezweni lethu abaziyo ukuthi ukwelashwa komdlavuza kubiza kangakanani futhi abazimisele ukukusiza.
Ngingacela usizo kubani?
- Isisebenzi Sezenhlalakahle Sesibhedlela: Kukhona isisebenzi sezenhlalakahle esibhedlela sikahulumeni (isib. iMaharagama Apeksha Hospital) noma esibhedlela esizimele lapho uthola khona ukwelashwa. Bangakunikeza ulwazi mayelana nezindlela zokuthola usizo lwezezimali kanye nezinhlangano ezinikeza usizo.
- Odokotela nabahlengikazi: Tshela udokotela wakho noma umhlengikazi ngalokhu. Ezinye izinkampani zemithi zinikeza izinhlelo zokusiza iziguli. Ungathola ulwazi ngazo.
- Isikhwama SikaMongameli: Usizo lwezezimali luyatholakala kwiSikhwama SikaMongameli ukuze uthole ukwelashwa okubizayo kanye nokuhlinzwa . Buza isibhedlela ukuthi ungasifaka kanjani isicelo.
- Izinhlangano Zokusekela Umdlavuza eSri Lanka: Kunezinhlangano eziningana kanye nezinhlangano zokuzithandela ezisiza iziguli zomdlavuza ezweni lethu. Funa lezi zikhungo ku-inthanethi noma esibhedlela.
Ezinye izixazululo ezisebenzayo
Cabanga ngezivivinyo zemitholampilo
Izivivinyo zemitholampilo ziyizifundo zezokwelapha zemithi emisha noma ukwelashwa. Uma uzimisele ukuhlanganyela ocwaningweni olunjalo, ungase ukwazi ukuthola izivivinyo eziningi kanye nokwelashwa mahhala. Kodwa-ke, lokhu akusikho okwawo wonke umuntu. Ngaphambi kokwenza isinqumo, qiniseka ukuthi ukhuluma nodokotela wakho mayelana nokuthi "Isivivinyo Semitholampilo" sikulungele yini nokuthi yiziphi izinzuzo nezingozi.
Hlela ukwelashwa kwakho nge-chemo
Uma usebenza, ikakhulukazi uma uhola imali nsuku zonke, kubaluleke kakhulu ukuhlela ukwelashwa kwakho ngamakhemikhali. Uma unekhefu langempelasonto, hlela ukwelashwa ngamakhemikhali ngoLwesihlanu ntambama. Ezimweni eziningi, uzolulama emiphumeleni emibi yokwelashwa ngoMgqibelo nangeSonto futhi ukwazi ukubuyela emsebenzini ngoMsombuluko noma ngoLwesibili. Lokhu kuzokusiza ugweme isikhathi sokuphumula esilahlekile kanye nemali engenayo.
"Ubuthi Bezezimali" kanye nomhlahlandlela
Odokotela namuhla babiza ukucindezeleka nokukhathazeka ngokweqile okubangelwa izindleko zokwelashwa ngokuthi “Ubuthi Bezezimali.” Kungumthwalo wengqondo njengoba kunjalo nangesifo ngokwaso. Iphesenti elikhulu leziguli ezinomdlavuza webele lihlushwa yilesi simo.
Kungakhathaliseki ukuthi uhlela kangakanani izimali zakho, kufanelekile ukuthola usizo lochwepheshe ngesikhathi esinjengalesi. Izisebenzi zezenhlalakahle zasesibhedlela esikhulume ngazo ngaphambilini zifana "navigators." Zingakusiza ukuthi uqondise uhlelo. Zingakutshela konke okudingeka ukwazi ngezinto ezifana nokuthi yiziphi izinzuzo zikahulumeni ezitholakalayo uma ungenawo umshwalense, ukuthi ungaluthola kanjani usizo, nokuningi.
Into ebaluleke kakhulu ukuqala ukwenza uhlelo lwakho lwezezimali ngokushesha nje lapho uqala ukwelashwa komdlavuza . Bhala phansi zonke izindleko zakho. Khetha izikweletu ezibaluleke kakhulu okufanele uzikhokhe.
Ungase ube nomdlavuza, kodwa ungavumeli izindleko zokuphila zilawule impilo yakho. Ngokuhlela kahle nokufuna usizo, unganqoba le nselele.
Umlayezo Wokuya Nawe Ekhaya
- Ukwelashwa komdlavuza webele kungaba nezindleko eziqondile nezingaqondile ezingalindelekile. Qaphela lokhu kusenesikhathi.
- Uma ubhekene nobunzima ngokwezimali, ungalokothi ube namahloni okucela usizo. Yilawo amandla akho.
- Udokotela wakho kanye nesisebenzi sezenhlalakahle sasesibhedlela bangabangane bakho abakhulu kulolu hambo. Khuluma nabo ngokukhululekile.
- Uma ungumuntu osebenzayo, hlela izinsuku zakho zokwelashwa okufana nokwelashwa ngamakhemikhali ngokuhlakanipha ukuze unciphise ukulahlekelwa yimali engenayo.
- Yenza uhlelo lwezindleko ngokushesha nje lapho uqala ukwelashwa. Lokhu kungasiza ekuvimbeleni ukucindezeleka okungadingekile.
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